Thinking about the long-term future and what happens to your home, assets and investments might seem a daunting task, but it doesn’t need to be. Estate planning is about getting things in order so your family has fewer worries when you die.

The term “estate planning” confuses some people. It does sound rather grand, as though castles and acres of land are involved. But we all have estates, from the home we own, to cars, savings and little trinkets kept safe. You need to decide who gets what, when and how.

By preparing your estate you can help your family deal with inheritance tax issues. With careful planning, we can make sure that the highest possible amount passes to your surviving friends and relatives, rather than finding its way into government holdings.