One way to boost your retirement income is to realise funds from property - which usually means your home. Commonly known as ‘equity release’ or a ‘lifetime mortgage’ such plans can be complex. They should be handled by a properly-qualified firm.

Having the right information is key to any decision making. In the past, equity release has attracted negative publicity, often because borrowers were given insufficient advice. Now only firms regulated by the Financial Conduct Authority can take on this kind of business.

We ensure a ‘no negative equity’ guarantee, meaning that the loan will never exceed the value of your property. This means no debt will ever be left to the estate. Equity release is a viable solution for retired people who are long on property but short on income.