Tag: saving for retirement
Surviving financially after the death of a loved one
Breavement is a sad and difficult time for families, and it can be made much worse if the surviving partner is left to cope with money worries. Regular bills like mortgage payments can often be a heavy financial burden if they have to come from one salary instead of two. The death of a partner can mean that families need to pay for services such as extra child care and help around the house. Continue reading
Are women gaining more financial independence?
What exactly is financial independence? Living mortgage-free? Being able to book a last-minute European city break on a whim? Or simply not feeling an overwhelming sense of dread when an unexpected bill plops through the letterbox? Continue reading
My quarter-life financial crisis
The allure of instant gratification is hard to ignore. Living my best ‘Instagrammable’ life – whether it’s a pair of funky trainers with next day delivery, taking a city break in Barcelona or a cheeky Nandos – life can get expensive. So, when I hit 25, I decided it was finally time to stop being reckless with my money. I value my financial independence, so it makes sense to make strides towards it. Here are three habits I’m practicing to build long-term wealth. Continue reading
Don’t chance it without life insurance
Health risks top many people’s concerns when asked what affects their general happiness, but an alarming number still don’t take out life insurance to provide financial support for themselves and their families. Continue reading
Working with an IFA can significantly enhance retirement preparedness, research finds.
People who work with a financial adviser to organise and grow their finances are twice as ready for retirement as those who attempt to build savings without assistance, according to a recent study. Continue reading
Downsizing your home for retirement: 4 things pensioners need to think about first
Many pensioners are thinking of downsizing to get some extra money for retirement. Before you do anything, consider these important factors. Continue reading
Financial mistakes even the experts make!
We asked financial experts where they have gone wrong – so you don’t have to. Continue reading
Having a child
Inevitably, becoming a mother will impact on a woman’s career, which is partly due to parenting responsibilities. After the birth of children, some mothers may opt for part-time roles, or roles with flexible working hours which offers work-life balance, but it may come with a consequence – lower wages. However, it’s not always possible to […] Continue reading
Don’t be shy and retiring
Since 2015, there have been many different ways to manage your savings in retirement – seek expert help to choose the right one for you Continue reading
The sophisticated scammers targeting YOU
According to a study from NatWest10, seven in 10 people have been targeted by scams over the last 12 months. Vulnerabilities brought on by cost-of-living challenges have likely contributed to the high numbers. Sadly, 13% of people have fallen prey to such scams, which are growing in both number and sophistication – targeting young and old – no one is immune. Continue reading
Should seeking financial advice in the near future be pushed to the top of your agenda?
It is vitally important that you understand your financial situation, especially when preparing for retirement. But do you need to seek financial advice? Would you benefit from professional guidance, or should you go it alone? Continue reading
Deborah Meaden: My seven tips for starting a new business
The number of people starting up their own businesses is slowly rising again, after a big drop during the 2020 Covid lockdowns. Continue reading
August 2024 Bank Holiday Weekend – office closure.
This is to let you know that our team will be taking a well earned break over the Bank Holiday weekend, so the office will be closed from Friday 23Aug at 5pm, reopening Tuesday 27Aug at 9am. Continue reading
Financial Well being has many facets
According to research1, 81% of the UK’s wealthiest individuals are ‘stressed’ about their finances, suggesting financial wellbeing is about more than just the totality of your wealth. So, virtually everyone has concerns about what their financial future will look like. Continue reading
Big in Japan
In short – To enjoy the long-term benefits of investing, you must withstand short-term losses. History has shown that those who chose to stay the course were rewarded for their patience. Continue reading
Question – What will you be able to afford once you’re retired?
As the years tick by and our retirement years are inevitably getting closer, how often do you wonder what kind of lifestyle you’ll be able to afford once you eventually stop working? Continue reading
‘My anxiety levels are rocketing’ – the mortgage chokehold facing old-age Britons
Many of us envisage retirement as a peaceful winding down after several decades of hard work. But an increasing number of mortgage holders face having to put their relaxation on ice as they’re left with no choice but to work past their pension age to pay off long-term mortgages. Continue reading
Everybody Wants To Rule The World
At the beginning of the year, we highlighted the potential for political uncertainty in 2024, with 76 countries going to the polls in elections in which 4.2 billion people could vote, representing 51% of the global population. With heavy media coverage and many nations sharply divided, this could create short-term volatility. Given what’s happened so far, we were not too far wrong. Continue reading