Taking retirement income

When you consider accessing your pension pot there are many things to consider. Taking retirement income requires careful planning to make sure you have all financial bases covered.   Continue reading

Don’t rush pension decisions

A steady income during retirement is important, but so too is making the right decisions when you are presented with complex financial options. The best advice is don’t rush pension decisions.  Continue reading

Interest-only mortgage? Start planning now…

An interest-only mortgage helps to keep monthly costs down, but can cause problems when the term ends. Start planning now to have all financial bases covered.  Continue reading

Saving vs investing – what’s right for you?

Making the most of an inheritance, the sale of property or wealth accumulated over a number of years takes careful planning. Do you opt for steady savings or invest to grow your fund?  Continue reading

Is equity release right for me?

Being able to enjoy the cash tied up in your home sounds like a great idea, especially in retirement. But is it the best option for you, and is the time right to use that equity?  Continue reading

Morgan strikes early financial hat-trick!

Investment in people is essential, especially in the financial services sector. One of Logic Wealth Planning’s apprentices, Morgan, has just scored a hat-trick of exam passes, but there’s a longer-term goal in his sights…  Continue reading

Get personal finances in great shape

The New Year and January encourage fresh thinking and determination. As well as diets, detox and downsizing, getting your personal finances in shape should be a priority.  Continue reading

Will banning nuisance calls stop pension scammers?

The UK government has now banned nuisance calls, texts and emails relating to pensions. People of retirement age have been warned to remain on their guard for pension scammers.  Continue reading

What is a financial health check?

A trip to the doctor can be daunting, but a financial health check is often a mystery to many people. Getting your money, savings and overall life plan in order should be a top priority. We can help to make it a painless experience…  Continue reading

Who are the sandwich generation?

Saving for your own retirement is hard enough, but what happens when you’re still supporting children and elderly parents? You are probably part of the growing sandwich generation.  Continue reading

What are retirement income targets?

How much money is enough, and how much income will your pension savings give you in retirement? Tough questions, and more people are using retirement income targets to help work through the numbers.  Continue reading

Consolidating investments for peace of mind

With multiple investments causing an administrative headache, and some of them held in higher risk products, a Cheshire client needed advice on his investments, and to simplify matters. The goal was peace of mind.  Continue reading

Old masters win the golf

The standard was a few shots shy of the golf on show at the Carnoustie British Open, but Logic Wealth Planning’s staff golf day at the Rossendale club was a fabulous success.  Continue reading

Estate planning to help your family

You don’t need a castle, acres of land and a fleet of luxury cars to consider estate planning. It applies to us all. It’s a process that you should begin if you want your wealth and possessions passed to relatives with minimal cost and fuss when you die.  Continue reading

Life planning to avoid the unexpected

Making regular savings while you earn is relatively easy, but when income falls in later life, making the right financial decisions can be tricky. Life planning can help you forecast what cash you will need, and when…  Continue reading

Managing income during retirement

People with defined benefit, or more commonly known as final salary pensions, have income options when they reach 55 years of age.  Continue reading

Growing the company, recognising the staff

Getting the balance right in business is essential to any company’s success. Logic Wealth Planning has enjoyed continuous growth, and making sure the valued staff are recognised is just as important.  Continue reading

Financial goals we should all consider

Sticking loose change in a bottle is one thing, but adopting a range of regular money management habits will help you achieve a much healthier financial future. Start now to achieve your goals!  Continue reading

Investing to pay university costs

The cost of a degree education has been steadily climbing in recent years, with much confusion and worry caused about student loan repayments. There are, however, ways you can plan investments to help your children and grandchildren manage finances through university…  Continue reading

Making pension assets work harder

When you run a business and want to invest and expand, getting the right capital in place can be complicated. Logic Wealth Planning helped one growing Lancashire firm utilise pension assets to help progress their ambitious plans…  Continue reading