Dive into ’25 on top of key tax changes

A few months have passed since the Autumn Budget, a significant milestone for the Labour government. A comprehensive set of measures impacting individuals and businesses were announced, featuring £40bn in tax increases. Key announcements involved Inheritance Tax, Capital Gains Tax, domicile status, VAT on private school fees, Stamp Duty and Income Tax thresholds.  Continue reading

Only a few months left to maximise your State Pension 

The government is encouraging individuals to take advantage of the opportunity to maximise their State Pension by filling gaps in their National Insurance (NI) records for the period between 6 April 2006 and 5 April 2018.  Continue reading

Nurture your financial wellbeing in 2025 – get your life plans in place with smart planning 

As we step into 2025, now is the perfect time to set your financial plans in order.  Continue reading

What you need to know about Interest-only mortgages

An interest-only mortgage helps to keep monthly costs down, but can cause problems when the term ends. Start planning now to have all financial bases covered.  Continue reading

End of tax year IHT recap – gen up on gifting allowances 

Recent HMRC data shows that IHT receipts rose to £4.3bn during the period from April to September 2024, a £400m increase on the same period the previous year.  Continue reading

Group Life Assurance  – how does it work? 

o As business owner, providing a Group Life Assurance scheme to your workforce goes a long way towards demonstrating genuine care for staff welfare as well as encouraging loyalty and reassuring staff that they are valued. Read all about it here.   Continue reading

Take steps to avoid a retirement overspend

A fifth (20%) of respondents to a survey* have consistently spent more than they expected to during their retirement so far. Moreover, 11% of the over-55s surveyed also said their overspending had occurred early on in their retirement.  Continue reading

Advisers play a ‘pivotal role’ in later-life planning

People who have sought financial advice are more likely to have taken action to prepare for later life and the transition of wealth, research by Canada Life has revealed.  Continue reading

Tips for ‘first time buyers’ 

Looking to get on to the property ladder? We know it can be a bit intimidating with all of the new terms and complex deals. But, as a first time buyer, savings are totally possible if you know what you’re doing and have the motivation to succeed.  Continue reading

Starting your pension early will pay off. 

Never think it’s too late to start saving for your retirement  Continue reading

Social Media isn’t a reliable source of Financial Advice

Social Media isn’t a safe or reliable source of advice or information,   Continue reading

How to split pensions in a divorce: The three main options explained – and the many pitfalls to avoid

Pensions are often neglected in divorce settlements despite their value to both partners as a joint asset in a marriage.  Continue reading

How to deal with debt in a divorce

People in debt can get divorced, but will need to agree a plan or make a formal financial settlement to pay off what they owe.  Continue reading

UK shifts from ‘rainy day’ saving to ‘sunny day’ fun – as attitudes towards money are changing

A recent poll of 2,000 adults found that 36% adopt a “you can’t take it with you” approach, preferring to spend their cash while they can, rather instead of saving it for emergencies.   Continue reading

Have confidence in your financial goals

Having confidence in your financial goals can make things easier.  Continue reading

How Manchester Became The Best Buy-to-Let City

Manchester has firmly established itself as the best buy-to-let city in the UK  Continue reading

What comes next in business?

Wherever you are on the business spectrum, could now be the time to decide on your next steps and make plans for the future?   Continue reading

FCA finds two-thirds of young investors take less than 24 hours to make investment decisions

Latest research from the FCA reveals that young investors are making important investment decisions in a matter of hours, rather than taking the time to check out whether the product is right for them in the long-term.   Continue reading

Celebrating another successful year at Logic!

2024 has been one of the busiest and most successful years on record for Logic Wealth Planning  Continue reading