Tag: Financial advisers Manchester
Dive into ’25 on top of key tax changes
A few months have passed since the Autumn Budget, a significant milestone for the Labour government. A comprehensive set of measures impacting individuals and businesses were announced, featuring £40bn in tax increases. Key announcements involved Inheritance Tax, Capital Gains Tax, domicile status, VAT on private school fees, Stamp Duty and Income Tax thresholds. Continue reading
Only a few months left to maximise your State Pension
The government is encouraging individuals to take advantage of the opportunity to maximise their State Pension by filling gaps in their National Insurance (NI) records for the period between 6 April 2006 and 5 April 2018. Continue reading
Nurture your financial wellbeing in 2025 – get your life plans in place with smart planning
As we step into 2025, now is the perfect time to set your financial plans in order. Continue reading
What you need to know about Interest-only mortgages
An interest-only mortgage helps to keep monthly costs down, but can cause problems when the term ends. Start planning now to have all financial bases covered. Continue reading
End of tax year IHT recap – gen up on gifting allowances
Recent HMRC data shows that IHT receipts rose to £4.3bn during the period from April to September 2024, a £400m increase on the same period the previous year. Continue reading
A simple guide to ISAs
An Individual Savings Account (ISA) is a tax-efficient way to save or invest money. ISAs shelter your money from income tax, capital gains tax, and dividend tax, and offer a degree of flexibility which appeals to many. However there are a number of rules and conditions you need to navigate and we’ve listed them here. Continue reading
Group Life Assurance – how does it work?
o As business owner, providing a Group Life Assurance scheme to your workforce goes a long way towards demonstrating genuine care for staff welfare as well as encouraging loyalty and reassuring staff that they are valued. Read all about it here. Continue reading
Take steps to avoid a retirement overspend
A fifth (20%) of respondents to a survey* have consistently spent more than they expected to during their retirement so far. Moreover, 11% of the over-55s surveyed also said their overspending had occurred early on in their retirement. Continue reading
Advisers play a ‘pivotal role’ in later-life planning
People who have sought financial advice are more likely to have taken action to prepare for later life and the transition of wealth, research by Canada Life has revealed. Continue reading
Starting your pension early will pay off.
Never think it’s too late to start saving for your retirement Continue reading
Social Media isn’t a reliable source of Financial Advice
Social Media isn’t a safe or reliable source of advice or information, Continue reading
How to split pensions in a divorce: The three main options explained – and the many pitfalls to avoid
Pensions are often neglected in divorce settlements despite their value to both partners as a joint asset in a marriage. Continue reading
How to deal with debt in a divorce
People in debt can get divorced, but will need to agree a plan or make a formal financial settlement to pay off what they owe. Continue reading
UK shifts from ‘rainy day’ saving to ‘sunny day’ fun – as attitudes towards money are changing
A recent poll of 2,000 adults found that 36% adopt a “you can’t take it with you” approach, preferring to spend their cash while they can, rather instead of saving it for emergencies. Continue reading
Have confidence in your financial goals
Having confidence in your financial goals can make things easier. Continue reading
How Manchester Became The Best Buy-to-Let City
Manchester has firmly established itself as the best buy-to-let city in the UK Continue reading
FCA finds two-thirds of young investors take less than 24 hours to make investment decisions
Latest research from the FCA reveals that young investors are making important investment decisions in a matter of hours, rather than taking the time to check out whether the product is right for them in the long-term. Continue reading
Celebrating another successful year at Logic!
2024 has been one of the busiest and most successful years on record for Logic Wealth Planning Continue reading