A word of Warning……

“It won’t happen to me” – think again It’s so easy to watch the ads on TV about scams or see the consumer shows interviewing devastated people about their financial losses as victims of fraud, and think “it won’t happen to me”, but think again! In the year to September 2020, Action Fraud received over […]  Continue reading

Struggling to save for retirement? Try this tip

More than ever, UK savers are struggling to prioritise their pension, with over half saying they are likely to review or reduce their pension contributions in the wake of the pandemic2. It’s true that it can be easy to think of pension contributions as a drain on your resources. And yet, despite travel restrictions, Britons […]  Continue reading

When does the stamp duty holiday in England and Northern Ireland end?

Looking to avoid stamp duty ? House hunters are taking advantage of lockdown rules to travel hundreds of miles to view homes, according to estate agents. This is because many buyers are keen to take advantage of the stamp duty holiday which is due to end on 31 March 2021. If you’re looking to buy […]  Continue reading

Retirement – it’s not ALL about your finances

Whenever we talk about retirement, the focus tends to be on pensions, with an assumption that everything will fall into place, providing there is enough in your pension pot when you retire. But there are many other things to consider. Preparing emotionally Many retirees simply aren’t prepared for how significantly their life will change, and […]  Continue reading

Do you know your Pension age ?

Did you know that the phased increases to State Pension age (SPA) reached 66 for both men and women in October 2020 and it’s set to rise further? The minimum age for taking funds from a personal pension is also set to rise in 2028. Getting to know your pension ages, and what you can […]  Continue reading

Make financial planning a priority in 2021

Most will want to put 2020 to the back of their minds, but where money is concerned we should all make financial planning a priority in 2021…  Continue reading

Black swan ready to glide

Extremely rare, a severe economic impact and impossible to predict? Few would argue that Covid has been all that, but some feel that this “black swan” event could have been avoided.  Continue reading

Christmas & New Year availability

We’re taking a short festive break but you can always leave a message or email the team with urgent queries. Here are the office hours over Christmas and New Year…   Continue reading

Brexit effect on markets

Another negotiation deadline passes and the markets breathe another sigh of relief, but what will be the ultimate Brexit effect on markets?   Continue reading

Mortgage market is more robust than many thought

Observers of the UK house buying market could be forgiven for thinking that 2020 could be one of its worst years, but the country’s mortgage market is more robust than many thought.  Continue reading

Commercial Property Market Review

Many stocks have returned to pre-Covid levels in recent months, and the UK commercial property market is also showing steady returns to ‘normal’ levels. Reasons to be optimistic…   Continue reading

How high can stocks rise?

The last nine months have been frantic but global stocks are recovering. UK markets have been slower to climb, but with vaccines and a Brexit deal on the horizon how high can stocks rise?  Continue reading

An unexpected accolade

The Logic Wealth Planning team celebrated an unexpected accolade this week with news that we have been listed as one of three of the best financial services companies in the Rochdale area.  Continue reading

The danger of stopping pension contributions

Increased pressure on personal and household budgets often leads to cutbacks. However, the danger of stopping pension contributions should never be underestimated.  Continue reading

House prices hit record highs

Investing in bricks and mortar has always been attractive, even during economic downturns. We all need somewhere to live, and in October house prices hit record highs.  Continue reading

Residential property review

Our monthly property review is intended to provide background to recent developments in the residential property market as well as to give an indication of how some key issues could impact in the future.   Continue reading

Thirty somethings want to retire early

According to recent research, many thirty somethings want to retire early. That’s a great ambition, but with so many factors to consider is this a realistic option for Millennials…   Continue reading

Commercial Property Market Review

Our monthly property market review is intended to provide background to recent developments in commercial property markets, as well as to give an indication of how some key issues could impact in the future.  Continue reading

Investors have history on their side

If you need some reassurance where money and savings are concerned, it’s always comforting to know that investors have history on their side.  Continue reading

Where next for the housing market?

Interest rates are rock bottom, inflation is lagging economic targets and forecasts, but house prices are rising again. Can this continue, and where next for the housing market?  Continue reading