Investments come with many different warnings and snippets of advice. The recommendations are often the same, but sometimes we need to see how markets have adapted and recovered over time to fully appreciate the need to stay invested to reap the longer-term rewards.
“How long do I have to wait” is a fair question.
Most people have tried to “time the markets” and make that ultimate buy or sell decision. Sometimes it works, sometimes it fails. Each time the situation is different. There is no golden rule or standard set of circumstances.
One constant is that markets do recover. Having the faith to trust historical data and stick with the decisions you made during planning is always tough but likely to help you achieve your investment goals.
Past performance can never be used as a guarantee. However, it helps to appreciate how long-term planning is a better approach than taking short term chances.
The following infographic HERE highlights how long you might have to wait to see markets recover to previous levels.
Each time the scenario is different, caused by a variety of reasons, and how markets rebound is often over differing lengths of time.
As the graphics show, over decades the trajectory is up. Investing for retirement is usually over several decades, not merely a few years.
Please be aware the value of investments or income from them can fall as well as rise. We’re here to help you make informed decisions as you put important things in place for you and your family.
Call us on 0808 1234 321 or email firstname.lastname@example.org to discuss any aspects of wealth planning, risk and investing during uncertain times.
* Logic Wealth Planning provides independent financial advice in Manchester, Bury, Rochdale, Cheshire and the surrounding area, but not limited to the region.