Equity release

One way to boost your retirement income and maybe contribute towards care fees is to release funds from property - which usually means your home. Commonly known as ‘equity release’ or a ‘lifetime mortgage’ these should be handled by a properly-qualified firm.

Equity release is a viable solution for retired people who are long on property but short on income. Having the right information is key to any decision making. We ensure a ‘no negative equity’ guarantee. This means no debt will ever be left to the estate.

Passing on your estate

Thinking about the long-term future and what happens to your home, assets and investments is being pro-active. Preparing to leave something to your family might seem a daunting task, but it doesn’t need to be. We have supported many clients to make the right decisions.

We all have estates - from the homes we own, to cars, savings and little trinkets in the loft. Estate planning is about getting things in order so your family has fewer worries when you die. You decide who gets what, when and how.

Long Term Care

Living longer is great and a reflection on the advances in health and medical care, but many of us will at some point need support during retirement. Without a financial plan, however, using care services can take a substantial amount from your retirement savings or income.

Your health and wellbeing are the priority, but you might have had other plans for your hard-earned wealth. By factoring potential long-term care costs into your retirement and inheritance planning, we can help to take the ‘unexpected’ out of the equation.