Category: Living on a budget
Investing with a single income
Single people in the UK are finding it hard to save towards their future Continue reading
Martin Lewis warns 100,000 are overpaying for day-to-day items – and they could even be free
Many of us are regularly paying for certain items that could be free or paid for with a plan making them cheaper. Continue reading
My quarter-life financial crisis
The allure of instant gratification is hard to ignore. Living my best ‘Instagrammable’ life – whether it’s a pair of funky trainers with next day delivery, taking a city break in Barcelona or a cheeky Nandos – life can get expensive. So, when I hit 25, I decided it was finally time to stop being reckless with my money. I value my financial independence, so it makes sense to make strides towards it. Here are three habits I’m practicing to build long-term wealth. Continue reading
Sleep could be boosted by saving small amounts
Saving money regularly can help improve sleep, a new report suggests. Putting a monthly amount aside, however small the sum, also helped people to relax and be more optimistic about the future, the study by academics at Bristol University found. Regular savers on low incomes have similar life satisfaction levels as richer non-savers, they said. Continue reading
How your spare room could be worth thousands
Rent out space in your home and you could boost your income by more than you think. Continue reading
7 in 10 holidaymakers ‘bust their budget on most recent trip abroad’
ome people said they had felt ‘ripped off’ by prices for excursions, attractions and meals and drink, according to Post Office Travel Money. Continue reading
‘I was struggling with £40,000 debt – these steps have changed my life’
Kelly said a weight “has been lifted” off her shoulders, and urges anyone in a similar position to seek similar help. Continue reading
HMRC urges hundreds of thousands of Britons to claim lost savings worth £2,000
HMRC is urging Britons to check if they’re missing out on unclaimed savings wrapped up in Child Trust Funds.They estimate that almost 430,000 people could still be yet to claim their savings. Continue reading
Nearly half of Brits have financial regrets – like not saving more when they were younger
Other things they wish they had done differently with their money include not investing, and not making and sticking to a budget, the research found. Continue reading
Rising prices add almost 20% to retirement costs
It can be difficult to understand what funds you’ll need to finance the retirement you dream about and how this compares to your projected pensions income. It’s even harder to keep track when the cost of living is spiralling. Continue reading
Save money on your prescriptions – a very useful article from Martin Lewis
Revealed: Over a million people overpaid on NHS prescriptions because they didn’t buy a ‘season ticket’ – here’s how you can save Continue reading
Downsizing – on the up !
Cost-of-living difficulties are forcing people to reconsider their housing situations, with a new survey6 showing that three in ten UK homeowners are considering saving money by moving to a smaller property, relocating or living with others. Race for space? After the pandemic-induced race for space, downsizing is back on the cards. Almost one in five […] Continue reading
Green home improvements – adding value & keeping costs down
With energy bills soaring, the advantages of improving energy efficiency are becoming evident to many homeowners seeking to reduce their outgoings. Research1 suggests that over a quarter (26%) of British homeowners want to carry out improvements in order to make their home more energy efficient. Give your home a price boost Not only could energy […] Continue reading
Look after the pennies and the pounds will look after themselves……
There’s a lot to be said for making small savings wherever you can especially in the current climate. And if you have a hungry family to feed, just because you may be on a budget doesn’t mean you can’t serve them tasty, wholesome, hearty and delicious meals. With this idea in mind, you’ll find endless […] Continue reading