Investing with a single income

Single people in the UK are finding it hard to save towards their future  Continue reading

Pay yourself first: what this strategy is and how to follow it

Managing your finances can be difficult, especially if you worry about having enough savings for those life-changing decisions. One strategy to consider is ‘pay yourself first.’ Here, you set money aside for various things, such as savings, retirement or even investments, before you pay your monthly bills.   Continue reading

Martin Lewis warns 100,000 are overpaying for day-to-day items – and they could even be free

Many of us are regularly paying for certain items that could be free or paid for with a plan making them cheaper.  Continue reading

My quarter-life financial crisis

The allure of instant gratification is hard to ignore. Living my best ‘Instagrammable’ life – whether it’s a pair of funky trainers with next day delivery, taking a city break in Barcelona or a cheeky Nandos – life can get expensive. So, when I hit 25, I decided it was finally time to stop being reckless with my money. I value my financial independence, so it makes sense to make strides towards it. Here are three habits I’m practicing to build long-term wealth.  Continue reading

Sleep could be boosted by saving small amounts

Saving money regularly can help improve sleep, a new report suggests. Putting a monthly amount aside, however small the sum, also helped people to relax and be more optimistic about the future, the study by academics at Bristol University found. Regular savers on low incomes have similar life satisfaction levels as richer non-savers, they said.  Continue reading

How your spare room could be worth thousands

Rent out space in your home and you could boost your income by more than you think.  Continue reading

7 in 10 holidaymakers ‘bust their budget on most recent trip abroad’

ome people said they had felt ‘ripped off’ by prices for excursions, attractions and meals and drink, according to Post Office Travel Money.  Continue reading

‘I was struggling with £40,000 debt – these steps have changed my life’

Kelly said a weight “has been lifted” off her shoulders, and urges anyone in a similar position to seek similar help.  Continue reading

With a little help from my friends

Here are some details of a surprising new trend in home ownership in the UK from the Institute for Fiscal Studies.   Continue reading

Surge in ultra-long mortgages for under-30s

Hundreds of thousands of homeowners have taken out mortgages in the last three years that they will still be paying off into retirement, estimates suggest.  Continue reading

HMRC urges hundreds of thousands of Britons to claim lost savings worth £2,000

HMRC is urging Britons to check if they’re missing out on unclaimed savings wrapped up in Child Trust Funds.They estimate that almost 430,000 people could still be yet to claim their savings.  Continue reading

Nearly half of Brits have financial regrets – like not saving more when they were younger

Other things they wish they had done differently with their money include not investing, and not making and sticking to a budget, the research found.  Continue reading

Rising prices add almost 20% to retirement costs

It can be difficult to understand what funds you’ll need to finance the retirement you dream about and how this compares to your projected pensions income. It’s even harder to keep track when the cost of living is spiralling.  Continue reading

Save money on your prescriptions – a very useful article from Martin Lewis

Revealed: Over a million people overpaid on NHS prescriptions because they didn’t buy a ‘season ticket’ – here’s how you can save   Continue reading

Downsizing – on the up !

Cost-of-living difficulties are forcing people to reconsider their housing situations, with a new survey6 showing that three in ten UK homeowners are considering saving money by moving to a smaller property, relocating or living with others. Race for space? After the pandemic-induced race for space, downsizing is back on the cards. Almost one in five […]  Continue reading

Green home improvements – adding value & keeping costs down

With energy bills soaring, the advantages of improving energy efficiency are becoming evident to many homeowners seeking to reduce their outgoings. Research1 suggests that over a quarter (26%) of British homeowners want to carry out improvements in order to make their home more energy efficient. Give your home a price boost Not only could energy […]  Continue reading

Look after the pennies and the pounds will look after themselves……

There’s a lot to be said for making small savings wherever you can especially in the current climate. And if you have a hungry family to feed, just because you may be on a budget doesn’t mean you can’t serve them tasty, wholesome, hearty and delicious meals. With this idea in mind, you’ll find endless […]  Continue reading