Millions keeping ill health a secret

According to a recent survey3, seven million people (13% of the population) are keeping mental health issues secret from their loved ones, while just under four million (7%) are hiding a physical health problem. As well as causing symptoms such as anxiety (34%), guilt (29%) and difficulties sleeping (25%), keeping secrets from our families can […]  Continue reading

Why it pays to update your pension expression of wishes

An expression of wishes tells your pension provider who you would like the beneficiaries of your pension to be in the event of your death. Multiple beneficiaries can be named, and you can state how much of your pension you want each to receive. However, while many people complete an expression of wishes when they […]  Continue reading

Sorting out your mortgage during divorce

Divorce can be an incredibly stressful time for couples and the financial impact it can have only adds to the pressure. The number of couples getting divorced surged by almost a fifth in 20195. Although data for 2020 has not yet been released, after the strains of the last year or so, unfortunately it would […]  Continue reading

Nathan Lewis leaves Logic

Everyone in Team Logic would like to wish Nathan Lewis lots of luck and success as he leaves the company this week. Nathan has worked for Logic for 15 years – he’s our longest serving staff member – and throughout this time he has played a major role in helping Yianni Theodorou (our MD) to […]  Continue reading

A word of Warning……

“It won’t happen to me” – think again It’s so easy to watch the ads on TV about scams or see the consumer shows interviewing devastated people about their financial losses as victims of fraud, and think “it won’t happen to me”, but think again! In the year to September 2020, Action Fraud received over […]  Continue reading

Struggling to save for retirement? Try this tip

More than ever, UK savers are struggling to prioritise their pension, with over half saying they are likely to review or reduce their pension contributions in the wake of the pandemic2. It’s true that it can be easy to think of pension contributions as a drain on your resources. And yet, despite travel restrictions, Britons […]  Continue reading

When does the stamp duty holiday in England and Northern Ireland end?

Looking to avoid stamp duty ? House hunters are taking advantage of lockdown rules to travel hundreds of miles to view homes, according to estate agents. This is because many buyers are keen to take advantage of the stamp duty holiday which is due to end on 31 March 2021. If you’re looking to buy […]  Continue reading

Retirement – it’s not ALL about your finances

Whenever we talk about retirement, the focus tends to be on pensions, with an assumption that everything will fall into place, providing there is enough in your pension pot when you retire. But there are many other things to consider. Preparing emotionally Many retirees simply aren’t prepared for how significantly their life will change, and […]  Continue reading

Do you know your Pension age ?

Did you know that the phased increases to State Pension age (SPA) reached 66 for both men and women in October 2020 and it’s set to rise further? The minimum age for taking funds from a personal pension is also set to rise in 2028. Getting to know your pension ages, and what you can […]  Continue reading

Bonds & gold up, stocks slip

Mixed messages from different countries as a range of measures are put in place to boost economies. The latest podcast from one of our partners, Architas, looks at the likely impact on markets this week  Continue reading

Archinomics – market update

US stock markets (equities) were up over 12% with energy and financial sectors in particular performing strongly, driven by a slowdown in the reported number of Covid-19 cases in the US.  Continue reading

Key things to remember in times of investment uncertainty

Economic downturns, recessions and pandemics all lead to confusion, uncertainty and often panic. The financial markets are tested to the limits. Here are some key things to remember in times of investment uncertainty.  Continue reading

The week everything changed

Many self-employed workers will be able to claim a taxable grant worth 80% of their average monthly trading profits, to help them cope with the financial impact of coronavirus…   Continue reading

Property Funds – the alternative approach

The Alternative Approach to Property Funds Why is everyone talking about property funds?  You can invest directly or indirectly into commercial property funds.  Investing directly or sometimes referred to as direct or ‘bricks and mortar’ commercial property funds refers to direct commercial property investment, meaning that actual physical properties are bought by the fund. Risk is […]  Continue reading