Category: Savings

Identify your goals and then feed that dream

Identify your goals and then feed that dream The best way to save for the long-term is to identify the future lifestyle you desire. ‘Buy Now – Pay Later’, ‘Interest Free’, ‘0% Credit’ – we live in a world where consumption is key, debt is the social norm and ‘keeping up with the Joneses’ is...

The Rules of the Lifetime ISA as it stands

The Rules of  the Lifetime ISA as it stands :- Much has been theorised about the Lifetime ISA since it was announced. The questions is, will LISA be beneficial or not to savers? Following the initial announcement of LISA  an updated technical note was published on 15 September 2016. This followed detailed discussions with the...

5 painless ways to catch up on retirement savings

If you are behind on your savings, these tips can help you get where you want to be. Financial advisers always advocate the concept of starting to save as early as possible. The longer you are setting money aside, the more time you have to build up a savings pot that can sustain you once...

To CTF or JISA? That is the Question

CTF or JISA ? From their introduction in January 2005 to the issue of the final vouchers in 2012, 4.5 million Child Trust Funds (CTFs) were opened by parents(1). However, in November 2011, this form of account became partially superseded by Junior Individual Savings Accounts (JISAs) and since April this year, you have had the option to transfer...

New world order of saving

New world order of saving Pensions freedom and choice has radically changed the face of saving. No longer are pensions just a means of providing a regular stream of retirement income – they can be used to fund any life event after the age of 55. Habit forming Unlocking the full potential of the new...

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Logic Wealth Planning Limited is Authorised and Regulated by the Financial Conduct Authority. Registered in England and Wales number: 4206195. Registered Address: 18/19 Salmon Fields Business Village, Salmon Fields, Royton, Oldham, OL2 6HT. Trading address: Sigma House, 9 Southgate, Cross Street, Off Green Lane, Heywood, Greater Manchester, OL10 1ND. Telephone: 0808 1234 321.