Category: Savings
Are Millennials saving enough?
How much money should you put aside each month to provide a good income in the future? With a growing population and uncertain economic conditions, we ask are millennials saving enough? Continue reading
Why do women save less?
Women have often lagged behind men when it comes to savings and involvement with investment decisions. But why do they save less and reach retirement so far behind male counterparts? Continue reading
Save more with lifestyle changes
Millennials are saving less because of financial pressures, an unwillingness to invest over the longer term, and because of insufficient information. With a few adjustments, you can save more with lifestyle changes that also improve health and wellbeing. Continue reading
Saving vs investing – what’s right for you?
Making the most of an inheritance, the sale of property or wealth accumulated over a number of years takes careful planning. Do you opt for steady savings or invest to grow your fund? Continue reading
Extra income to boost your savings
Having two or three jobs is the new norm for many people. The extra income can help to cover bills, make those special purchases and increasingly allow people to save for the future. Continue reading
Investing with a single income
Single people in the UK are finding it hard to save towards their future, with a recent survey revealing that less than half of them are investing enough of their income to secure comfortable retirement funds. Continue reading
Family finances – start the conversation
Talking to kids about money is never easy. Just saying “no” doesn’t help them appreciate the value of things, or realise the importance of saving and planning. Ideally, we should start the conversation about family finances as soon as possible… Continue reading
Have saving habits changed for Millennials?
Born after 1983? If so, you’re a Millennial, somewhere between 18 and 35 years old. Did you know that this age group is already saving and planning for their long-term financial future. Continue reading
How to be a good saver?
Building a nest egg, saving for a rainy day and having a contingency fund are phrases we’re all familiar with. But how many of us could say that we are a good saver? Continue reading
Financial goals we should all consider
Sticking loose change in a bottle is one thing, but adopting a range of regular money management habits will help you achieve a much healthier financial future. Start now to achieve your goals! Continue reading
Logic celebrates International Women’s Day
Logic celebrates International Women’s Day These days, women can achieve anything men can – in sport, business, socially and during retirement. It wasn’t always that way. International Women’s Day celebrates the progress made, but calls for continued action to achieve gender parity in all aspects of life. International Women’s Day has been marked for over […] Continue reading
Life and wealth planning the logical way
Understanding what you want from life is the key to making the best financial choices. Investments should reflect your most deeply-held values but also suit your risk profile. That’s where a firm that asks questions, listens and understands can help. Welcome to Logic Wealth Planning… For some time advisors at Logic have started conversations with […] Continue reading
Keeping your Pension Plan on Track
Keeping your Pension Plan on Track – Is Your Pension Plan on Track ? The Pensions and Lifetime Savings Association (PLSA) has come up with a suggestion to help people keep their pension plans on track. It’s called for savings targets to be put in place to help individuals save enough for a good pension for their […] Continue reading
Am I using the full ISA Allowance ?
Am I using the full ISA Allowance ? Individual Savings Accounts (ISAs) are a great way to invest free of tax on the income and any capital gains. The amount you can put in each year has gradually increased. A growing number of people are becoming ‘ISA millionaires’ as a result of rising stock market prices, […] Continue reading
Personal Finances – so what are your weak spots?
No matter what age you are it’s likely you have a weak spot when it comes to Personal Finances. In fact, it’s pretty much inevitable, no one’s financial armour is infallible. What steps can you take to shore up your defences? MONEY’S TOO TIGHT TO MENTION Younger people are often struggling to save, let alone contribute towards […] Continue reading
Can I rely on the State Pension ?
Can I rely on the State Pension ? Did you know that One in Three Retirees will have to rely on the State Pension ? The Financial Conduct Authority recently carried out research (#) into the financial arrangements of just under 13,000 consumers in the UK. The results make for worrying reading – One of the […] Continue reading
Do I have enough life cover ?
Do I have enough life cover ? How well are you and your loved ones protected ? Many people take out a life policy, perhaps when they take out a mortgage, put it away in a drawer and don’t think any more about it. This can be a mistake, as the level of cover you took […] Continue reading
Market Outlook 2018
Market Outlook 2018 Architas was formed in 2008 to help investors meet their investment goals through their range of multi-manager solutions. At the time of writing, the total amount of assets managed and advised on by Architas totalled £23 billion.* Architas is a member of the global AXA Group, a worldwide leader in financial services with […] Continue reading
Adviser clients are better off in retirement
Adviser clients are better off in retirement Clients of financial advisers can hope to be almost 39% a year better off in retirement. This is compared to those who opt to take financial decisions by themselves according to research by Dunstan Thomas. A survey by the firm found adviser clients could on average hope for a […] Continue reading
Can you afford not to take financial advice ?
Can you afford not to take financial advice ? New research shows those customers who receive financial advice can be better off on average by £40,000. A research project undertaken in conjunction with the International Longevity Centre – UK (ILC-UK), has produced ‘The Value of Financial Advice’ report. This independent report demonstrates that customers who […] Continue reading