An introduction to Sustainable and Ethical Investing

If you’re a more conscientious investor you may have growing concerns about exactly where and how your money’s being used. Here’s a useful guide discussing the increased interest in Sustainable and Ethical investing, and highlighting some of the terminology. There’s been a real surge in the number of people who are now choosing this type […]  Continue reading

How much do you know about Long Term Care?

In the UK, we’re enjoying an increasingly longer life expectancy as a result of higher living standards and advances in healthcare. While many older people can now expect to live to an advanced age in good health, it is inevitable that a proportion of this group will require additional care as they grow older – […]  Continue reading

Social Media and the younger Investor

The Financial Conduct Authority (FCA) is concerned about the influence social media is having on younger investors, who it believes are taking on significant financial risks. This younger, more diverse group of investors, it said, is highly reliant on social media platforms such as YouTube, Instagram and TikTok for investment tips and advice, but lacks […]  Continue reading

‘Secret Accounts’ slow the probate process

The importance of leaving your affairs in order. According to the first Bereavement Index from probate software specialist Exizent#, many people fail to put their financial affairs in order before they die, leaving behind a ‘financial mess’ and a stressful experience for those tasked with administering their estate. The Index revealed that one in seven […]  Continue reading

Saving for Private Education

The average termly fee for private schools has reached £12,000 (£36,000 annually) for boarders and £5,064 (£15,191 annually) for day pupils, according to the Independent Schools Council** Planning for the future It’s a big decision to privately educate your child; school fees could easily be a family’s largest expense after their home. Starting to save […]  Continue reading

We’re still here to help!

Despite the ongoing restrictions, now extended to 19 July 2021, our business is continuing to operate fully to ensure that we can provide help and assistance to our clients. We’re open Mon to Fri, 9am til 5pm, and we can be contacted on 0808 1234 321 or using info@logic-wp.com. For clients who wish to meet […]  Continue reading

Retirement finances: Let us help you take control

Two pieces of research have again highlighted consumer confusion and concerns around pension provision and thereby the necessity for people to take control of their retirement planning. STATE PENSION OVERESTIMATED Firstly, a survey by Which?6 found that three in ten people overestimate their future state pension income, some by almost £50,000 over the course of […]  Continue reading

Planning to retire in 2021?

Whether you had always been planning to retire this year, or COVID-19 has forced your hand, it’s never too late to get organised. We believe that retirement is something to be looked forward to after a lifetime of hard work – so don’t let it be overshadowed by financial concerns. We can help you quantify […]  Continue reading

A word of Warning……

“It won’t happen to me” – think again It’s so easy to watch the ads on TV about scams or see the consumer shows interviewing devastated people about their financial losses as victims of fraud, and think “it won’t happen to me”, but think again! In the year to September 2020, Action Fraud received over […]  Continue reading

Do you know your Pension age ?

Did you know that the phased increases to State Pension age (SPA) reached 66 for both men and women in October 2020 and it’s set to rise further? The minimum age for taking funds from a personal pension is also set to rise in 2028. Getting to know your pension ages, and what you can […]  Continue reading

Protecting your savings

You work hard, you save and invest, so nobody wants to see their money disappear. The big question is how do you achieve that during uncertain times?   Continue reading

Are Millennials saving enough?

How much money should you put aside each month to provide a good income in the future? With a growing population and uncertain economic conditions, we ask are millennials saving enough?  Continue reading

Why do women save less?

Women have often lagged behind men when it comes to savings and involvement with investment decisions. But why do they save less and reach retirement so far behind male counterparts?  Continue reading

Save more with lifestyle changes

Millennials are saving less because of financial pressures, an unwillingness to invest over the longer term, and because of insufficient information. With a few adjustments, you can save more with lifestyle changes that also improve health and wellbeing.  Continue reading

Saving vs investing – what’s right for you?

Making the most of an inheritance, the sale of property or wealth accumulated over a number of years takes careful planning. Do you opt for steady savings or invest to grow your fund?  Continue reading

Extra income to boost your savings

Having two or three jobs is the new norm for many people. The extra income can help to cover bills, make those special purchases and increasingly allow people to save for the future.  Continue reading

Investing with a single income

Single people in the UK are finding it hard to save towards their future, with a recent survey revealing that less than half of them are investing enough of their income to secure comfortable retirement funds.  Continue reading

Family finances – start the conversation

Talking to kids about money is never easy. Just saying “no” doesn’t help them appreciate the value of things, or realise the importance of saving and planning. Ideally, we should start the conversation about family finances as soon as possible…  Continue reading

Have saving habits changed for Millennials?

Born after 1983? If so, you’re a Millennial, somewhere between 18 and 35 years old. Did you know that this age group is already saving and planning for their long-term financial future.  Continue reading

How to be a good saver?

Building a nest egg, saving for a rainy day and having a contingency fund are phrases we’re all familiar with. But how many of us could say that we are a good saver?  Continue reading