Avoid retirement regrets

Regrets, we’ve all had a few, but pension income shouldn’t be one of them. Hopefully, that’s where you will be as you arrive at retirement age.  Continue reading

Self-employed MUST plan for retirement

Freelancers, self-employed, small business owners and contractors all know that monies should be put aside for later life, but finding the cash to top up pension pots for retirement can be difficult.  Continue reading

What are retirement income targets?

How much money is enough, and how much income will your pension savings give you in retirement? Tough questions, and more people are using retirement income targets to help work through the numbers.  Continue reading

How much is enough to retire?

How much do you need to save to be able to enjoy a financially comfortable retirement? It’s the golden question. Too many people underestimate what they’ll need to retire, then realise when it’s too late…  Continue reading

Logic celebrates International Women’s Day

Logic celebrates International Women’s Day   These days, women can achieve anything men can – in sport, business, socially and during retirement. It wasn’t always that way. International Women’s Day celebrates the progress made, but calls for continued action to achieve gender parity in all aspects of life. International Women’s Day has been marked for over […]  Continue reading

Life and wealth planning the logical way  

Understanding what you want from life is the key to making the best financial choices. Investments should reflect your most deeply-held values but also suit your risk profile. That’s where a firm that asks questions, listens and understands can help. Welcome to Logic Wealth Planning… For some time advisors at Logic have started conversations with […]  Continue reading

Keeping your Pension Plan on Track 

 Keeping your Pension Plan on Track   – Is Your Pension Plan on Track ? The Pensions and Lifetime Savings Association (PLSA) has come up with a suggestion to help people keep their pension plans on track. It’s called for savings targets to be put in place to help individuals save enough for a good pension for their […]  Continue reading

Where will you live in Retirement?

WHERE WILL YOU LIVE IN RETIREMENT ? Later-life housing is a growing market, with around 60% of projected growth in households over the next two decades set to be among those aged 65 and over# Moving home at any age is almost always a stressful and emotionally-challenging time, and arguably the longer you leave it, […]  Continue reading

Market Outlook 2018

Market Outlook 2018 Architas was formed in 2008 to help investors meet their investment goals through their range of multi-manager solutions. At the time of writing, the total amount of assets managed and advised on by Architas totalled £23 billion.* Architas is a member of the global AXA Group, a worldwide leader in financial services with […]  Continue reading

Adviser clients are better off in retirement

Adviser clients are better off in retirement Clients of financial advisers can hope to be almost 39% a year better off in retirement. This is compared to those who opt to take financial decisions by themselves according to research by Dunstan Thomas. A survey by the firm found adviser clients could on average hope for a […]  Continue reading

Pay gap means women must save more

Pay gap means women must save more Pay gap means women must save more (3%) to get the same pension income. New research reveals that women will have to save an average of 3% more than men throughout their careers to enjoy the same income in retirement. Research carried out for Telegraph Money by Prudential, the pensions company, revealed […]  Continue reading

Saving for retirement – ignorance is not bliss

Saving for retirement – When it comes to saving for retirement, ignorance very rarely results in bliss. No one really chooses to work into their golden years, but the reality is that many people have to if they wish to continue their current standard of living. Auto enrolled pensions have been introduced by the government […]  Continue reading

Not married to your partner ?

Not married to your partner ? Why it may make financial sense to get hitched!  What you NEED to know about money if you’re not married to your partner Increasing numbers of couples are choosing to live together as if they are married, without ever actually tying the knot. Millions buy homes together, have children together, […]  Continue reading

Independent Financial Advice – How can we help you

Independent Financial Advice – How can we help you ? If you haven’t used the services of an Independent Financial Adviser (IFA) before, here are some more details of who we are, what we do and the kind of help we can give you.  Based in Heywood, Greater Manchester, Logic Wealth Planning was set up […]  Continue reading

One in five Britons expect to stop work by 65

Only one in five Britons expect to stop work by 65 ONLY one in five workers believe they will be able to begin retirement when they reach the age of 65, research has shown. – More than half of people think they will continue working into their later years, with a lack of savings thought […]  Continue reading

Is the Retirement Age set to become even higher ?

Is the Retirement Age set to become even higher ? Millions of people in their 50s may have to work until the age of 68 following a shock pensions review. Ministers are considering a shake-up of the pensions timetable that could see the planned rise in the state pension age from 67 to 68 brought forward […]  Continue reading

Identify your goals and then feed that dream

Identify your goals and then feed that dream The best way to save for the long-term is to identify the future lifestyle you desire. ‘Buy Now – Pay Later’, ‘Interest Free’, ‘0% Credit’ – we live in a world where consumption is key, debt is the social norm and ‘keeping up with the Joneses’ is […]  Continue reading

Retirement Planning is much too important to be left to chance

Retirement Planning is much too important to be left to chance Worrying statistics have come to light in a recent survey amongst those with more than £250,000 saved for retirement. Only 36% used a professional financial adviser to create a retirement plan for their future. Without a well-thought out plan, many people heading into their later years […]  Continue reading

How much will you spend in Retirement?

This is often one of the most challenging questions faced by those approaching retirement. Recent research (1) has concluded that the average cost of being a pensioner is £11,620 a year. This figure represents an increase of £420, up 3.75% on last year. As might be expected, there are marked regional variations. Those living in Wales spend £9,990 […]  Continue reading

5 painless ways to catch up on retirement savings

If you are behind on your savings, these tips can help you get where you want to be. Financial advisers always advocate the concept of starting to save as early as possible. The longer you are setting money aside, the more time you have to build up a savings pot that can sustain you once […]  Continue reading