Category: Retirement
Dive into ’25 on top of key tax changes
A few months have passed since the Autumn Budget, a significant milestone for the Labour government. A comprehensive set of measures impacting individuals and businesses were announced, featuring £40bn in tax increases. Key announcements involved Inheritance Tax, Capital Gains Tax, domicile status, VAT on private school fees, Stamp Duty and Income Tax thresholds. Continue reading
Only a few months left to maximise your State Pension
The government is encouraging individuals to take advantage of the opportunity to maximise their State Pension by filling gaps in their National Insurance (NI) records for the period between 6 April 2006 and 5 April 2018. Continue reading
Nurture your financial wellbeing in 2025 – get your life plans in place with smart planning
As we step into 2025, now is the perfect time to set your financial plans in order. Continue reading
Take steps to avoid a retirement overspend
A fifth (20%) of respondents to a survey* have consistently spent more than they expected to during their retirement so far. Moreover, 11% of the over-55s surveyed also said their overspending had occurred early on in their retirement. Continue reading
Advisers play a ‘pivotal role’ in later-life planning
People who have sought financial advice are more likely to have taken action to prepare for later life and the transition of wealth, research by Canada Life has revealed. Continue reading
Social Media isn’t a reliable source of Financial Advice
Social Media isn’t a safe or reliable source of advice or information, Continue reading
How to split pensions in a divorce: The three main options explained – and the many pitfalls to avoid
Pensions are often neglected in divorce settlements despite their value to both partners as a joint asset in a marriage. Continue reading
Have confidence in your financial goals
Having confidence in your financial goals can make things easier. Continue reading
DWP gives an exact date for a new state pension service that will provide a ‘golden opportunity’
The first pension dashboards are due to be launched in late 2025 Continue reading
Don’t fall into the pension pay gap
It’s vital that women don’t fall into the pension pay gap that affects them much more than men. Continue reading
How long will you live in your retirement years?
Around one in three people aged 60 today will live into their 90s, and around one in seven people will reach 100. Will their retirement funds see them through? . Continue reading
Wealth planning for the future
Achieving any retirement goal requires planning. It doesn’t just happen. Thats why Wealth Planning is so important. Continue reading
Should I take a tax-free lump sum from my pension?
For many people approaching retirement, withdrawing a large chunk of cash from their pension as soon as they can is a key part of the plan. Continue reading
Cutting through financial jargon
Understanding pensions, investments and mortgages is hard enough without overly technical words. We think cutting through financial jargon is essential to help people make the right choices and plans. Continue reading
Autumn retirement round-up
Several retirement reports have hit the headlines recently with a consistent message: if you want a comfortable retirement, you should plan early and be flexible. Continue reading
Majority of adults are not confident they’ll have enough money in retirement
New research from Nucleus’s Retirement Confidence Index has revealed that the majority of adults are not confident they will have enough money to live comfortably in retirement Continue reading
Our clients are at the heart of everything we do
First you’ve got to know where you’re going. Only then can you plan to get there. Continue reading
Managing windfalls: What to do when you come into a lump sum of money
Coming into money might seem like a good thing. Continue reading
Logic celebrate winning another award!
Logic Wealth Planning are very proud Continue reading