Stay one step ahead

Protecting against the unexpected isn’t negative thinking, or assuming that the worst might happen. It’s about making sensible provision to ensure that investments and plans will continue running whatever happens in life. That protects you, your family and any assets. But here are some worrying facts: Nearly a third of homeowners (31%) say they would […]  Continue reading

Social Media and the younger Investor

The Financial Conduct Authority (FCA) is concerned about the influence social media is having on younger investors, who it believes are taking on significant financial risks. This younger, more diverse group of investors, it said, is highly reliant on social media platforms such as YouTube, Instagram and TikTok for investment tips and advice, but lacks […]  Continue reading

We’re still here to help!

Despite the ongoing restrictions, now extended to 19 July 2021, our business is continuing to operate fully to ensure that we can provide help and assistance to our clients. We’re open Mon to Fri, 9am til 5pm, and we can be contacted on 0808 1234 321 or using info@logic-wp.com. For clients who wish to meet […]  Continue reading

Retirement finances: Let us help you take control

Two pieces of research have again highlighted consumer confusion and concerns around pension provision and thereby the necessity for people to take control of their retirement planning. STATE PENSION OVERESTIMATED Firstly, a survey by Which?6 found that three in ten people overestimate their future state pension income, some by almost £50,000 over the course of […]  Continue reading

Planning to retire in 2021?

Whether you had always been planning to retire this year, or COVID-19 has forced your hand, it’s never too late to get organised. We believe that retirement is something to be looked forward to after a lifetime of hard work – so don’t let it be overshadowed by financial concerns. We can help you quantify […]  Continue reading

Protecting your income

Believing you’ll never be without an income is a risky strategy. The unexpected does happen. Protecting your income lets you plan ahead and enjoy peace of mind for you and your family.  Continue reading

Money tips for new parents

The arrival of Meghan and Harry’s new baby, Archie, has gripped the nation, but the royal couple is unlikely to worry about their newborn’s financial future. For most parents, a few money tips are usually very welcome…  Continue reading

Why businesses need shareholder protection insurance

When a business partner dies there are implications for the surviving partner(s). Shareholder protection provides a safety net and helps minimise the impact on the organisation’s future operation.  Continue reading

Logic celebrates International Women’s Day

Logic celebrates International Women’s Day   These days, women can achieve anything men can – in sport, business, socially and during retirement. It wasn’t always that way. International Women’s Day celebrates the progress made, but calls for continued action to achieve gender parity in all aspects of life. International Women’s Day has been marked for over […]  Continue reading

Do I have enough life cover ?

Do I have enough life cover ?  How well are you and your loved ones protected ? Many people take out a life policy, perhaps when they take out a mortgage, put it away in a drawer and don’t think any more about it. This can be a mistake, as the level of cover you took […]  Continue reading

Independent Financial Advice – How can we help you

Independent Financial Advice – How can we help you ? If you haven’t used the services of an Independent Financial Adviser (IFA) before, here are some more details of who we are, what we do and the kind of help we can give you.  Based in Heywood, Greater Manchester, Logic Wealth Planning was set up […]  Continue reading

Protection policies for women

Protection policies for women – 48per cent of working women have no protection policy in place Recent research has revealed the following – A big gap between the number of working women supporting their families financially and the level of protection they have in place, should the worst happen. That more than half of working women […]  Continue reading

Surviving financially after the death of a loved one

Surviving financially after the death of a loved one Breavement is a sad and difficult time for families, and it can be made much worse if the surviving partner is left to cope with money worries. Regular bills like mortgage payments can often be a heavy financial burden if they have to come from one […]  Continue reading

Life Insurance – how can you keep it simple?

It may be one of those jobs you’ve been meaning to tick off your to-do list for a while. Life Insurance sounds complex so how can you keep it simple? Don’t delay – making sure your dependants are provided for should anything happen to you, must be a financial planning priority. The statistics indicate that […]  Continue reading

Life Insurance – An ongoing need for cover?

Life insurance is becoming a widely accepted insurance for the young. Most of those with small children, a mortgage or both, where dependants would be unable to pay the bills on their own, know its value. It is one of those ‘just in case’ purchases that we don’t really want to face but which is […]  Continue reading

Protecting Your Family

Many people start a life policy when they take out a mortgage or start a family and think no more about it. However, life assurance can be combined with other cover, so as well as providing a lump sum on your death, you can also protect against loss of income due to unemployment, accident or critical […]  Continue reading

Critical Illness can strike at any time

Critical Illness can strike at any time Vitally important though it is to have ample protection for your family in the statistically unlikely but always possible event of premature death, life cover alone is not a complete financial shield. A serious illness could, for instance, leave you unable to continue earning a living for a while, or even permanently. How worried should you […]  Continue reading

Income Protection – Can you afford NOT to be covered?

According to the Department for Work and Pensions, 32% of all households have no savings, putting them at risk if illness or injury should strike. What is income protection insurance ? These policies are designed to pay out if you’re not able to work and earn money due to illness or injury , and in […]  Continue reading

How strong is that safety net? Life Assurance

Life Assurance – do you have enough? We all want to look after the ones we love. So how do you provide that financial safety net, designed to catch your nearest and dearest in tough times ? If you’re the main breadwinner, you have a responsibility to ensure that your family is protected should you […]  Continue reading