Wealth planning for the future

Who wants to work forever? There are some, often passionate, driven people who live to work. For many others, having more time, travelling and exploring fresh leisure opportunities is what the future is all about.   Continue reading

Have saving habits changed for Millennials?

Born after 1983? If so, you’re a Millennial, somewhere between 18 and 35 years old. Did you know that this age group is already saving and planning for their long-term financial future.  Continue reading

Are pensions too complicated?

Baffled by financial jargon and confused by investment terminology? Many people think that pensions are too complicated and they put off thinking about their future. Hopefully, we can help to make things easier to understand…  Continue reading

Pension warning from FCA

Pension freedoms introduced in 2015 gave people greater financial flexibility in retirement. The Financial Conduct Authority (FCA) is concerned that some are taking poor decisions with their money.  Continue reading

Managing income during retirement

People with defined benefit, or more commonly known as final salary pensions, have income options when they reach 55 years of age.  Continue reading

Don’t lose track of old pensions

If you have changed jobs a few times, moved home, or started a company pension scheme but forgotten about it when you switched employer, your savings could be part of an estimated £400m in unclaimed UK pensions.  Continue reading

Making pension assets work harder

When you run a business and want to invest and expand, getting the right capital in place can be complicated. Logic Wealth Planning helped one growing Lancashire firm utilise pension assets to help progress their ambitious plans…  Continue reading

When should I start a pension?

Pension regrets, we’ve had a few, but it’s never too late to think about the income you will need during retirement. Deciding what you want from life will help you make those decisions…  Continue reading

Logic celebrates International Women’s Day

Logic celebrates International Women’s Day   These days, women can achieve anything men can – in sport, business, socially and during retirement. It wasn’t always that way. International Women’s Day celebrates the progress made, but calls for continued action to achieve gender parity in all aspects of life. International Women’s Day has been marked for over […]  Continue reading

Life and wealth planning the logical way  

Understanding what you want from life is the key to making the best financial choices. Investments should reflect your most deeply-held values but also suit your risk profile. That’s where a firm that asks questions, listens and understands can help. Welcome to Logic Wealth Planning… For some time advisors at Logic have started conversations with […]  Continue reading

Keeping your Pension Plan on Track 

 Keeping your Pension Plan on Track   – Is Your Pension Plan on Track ? The Pensions and Lifetime Savings Association (PLSA) has come up with a suggestion to help people keep their pension plans on track. It’s called for savings targets to be put in place to help individuals save enough for a good pension for their […]  Continue reading

Personal Finances – so what are your weak spots?

No matter what age you are it’s likely you have a weak spot when it comes to Personal Finances. In fact, it’s pretty much inevitable, no one’s financial armour is infallible. What steps can you take to shore up your defences? MONEY’S TOO TIGHT TO MENTION Younger people are often struggling to save, let alone contribute towards […]  Continue reading

Can I rely on the State Pension ?

Can I rely on the State Pension ? Did you know that One in Three Retirees will have to rely on the State Pension ? The Financial Conduct Authority recently carried out research (#) into the financial arrangements of just under 13,000 consumers in the UK. The results make for worrying reading – One of the […]  Continue reading

Do I have enough life cover ?

Do I have enough life cover ?  How well are you and your loved ones protected ? Many people take out a life policy, perhaps when they take out a mortgage, put it away in a drawer and don’t think any more about it. This can be a mistake, as the level of cover you took […]  Continue reading

Where will you live in Retirement?

WHERE WILL YOU LIVE IN RETIREMENT ? Later-life housing is a growing market, with around 60% of projected growth in households over the next two decades set to be among those aged 65 and over# Moving home at any age is almost always a stressful and emotionally-challenging time, and arguably the longer you leave it, […]  Continue reading

Market Outlook 2018

Market Outlook 2018 Architas was formed in 2008 to help investors meet their investment goals through their range of multi-manager solutions. At the time of writing, the total amount of assets managed and advised on by Architas totalled £23 billion.* Architas is a member of the global AXA Group, a worldwide leader in financial services with […]  Continue reading

Adviser clients are better off in retirement

Adviser clients are better off in retirement Clients of financial advisers can hope to be almost 39% a year better off in retirement. This is compared to those who opt to take financial decisions by themselves according to research by Dunstan Thomas. A survey by the firm found adviser clients could on average hope for a […]  Continue reading

Can you afford not to take financial advice ?

Can you afford not to take financial advice ? New research shows those customers who receive financial advice can be better off on average by £40,000. A research project undertaken in conjunction with the International Longevity Centre – UK (ILC-UK), has produced ‘The Value of Financial Advice’ report. This independent report demonstrates that customers who […]  Continue reading

Pay gap means women must save more

Pay gap means women must save more Pay gap means women must save more (3%) to get the same pension income. New research reveals that women will have to save an average of 3% more than men throughout their careers to enjoy the same income in retirement. Research carried out for Telegraph Money by Prudential, the pensions company, revealed […]  Continue reading

Saving for retirement – ignorance is not bliss

Saving for retirement – When it comes to saving for retirement, ignorance very rarely results in bliss. No one really chooses to work into their golden years, but the reality is that many people have to if they wish to continue their current standard of living. Auto enrolled pensions have been introduced by the government […]  Continue reading