Category: Pensions
Managing multiple investments
Holding a diverse portfolio is recommended by most financial advisers, but when it comes to managing a range of different investments it makes sense to work with one adviser team. Continue reading
Make time for those big decisions
With shops and businesses starting up again, and some children back in school, life is returning to normal. With that comes old pressures. Make time for those big decisions, and yourself. Continue reading
Is the pension triple-lock at risk?
Supporting people and businesses during the coronavirus pandemic comes at a cost – a huge cost. It will have to be repaid, but what will be affected? Some people ask is the pension triple-lock at risk. Continue reading
The problem with Generation X
Different age groups attract a variety of labels, often sounding like film titles. However, the problem with Generation X has more to do with money than the movies… Continue reading
What are the magic retirement numbers?
Whether it is deciding at what age to finish work or how much you need to save into a pension, we all ask what are the magic retirement numbers? Continue reading
Use an adviser for better pensions
We all like the idea of DIY, but when it comes to complex financial decisions the stakes are high. Use an adviser for better pensions so you can enjoy peace of mind in retirement. Continue reading
Will a state pension be enough?
Have I saved enough, can I take a lump sum and is my retirement guaranteed are all good questions. Another one is will a state pension be enough? Continue reading
Pensions for the self-employed
People putting money aside for retirement is increasingly important as countries find it harder to support ageing populations. Setting up pensions for the self-employed should be a priority. Continue reading
Don’t fall into the pension pay gap
Pay equality has been addressed in recent years but retirement income is often overlooked. It’s vital that women don’t fall into the pension pay gap that affects them much more than men. Continue reading
Don’t rush pension decisions
A steady income during retirement is important, but so too is making the right decisions when you are presented with complex financial options. The best advice is don’t rush pension decisions. Continue reading
Tread VERY carefully with final salary pensions
Final salary pensions, also known as defined benefit (DB) pensions, are post-retirement benefits based on a person’s salary at retirement. Holders of such pensions are advised to tread very carefully when enticed by offers to move their funds elsewhere. Continue reading
The good news about pensions
Yes, there really is good news about pensions. That’s despite Brexit and the other issues that face the UK economy and its savers. There are tax breaks, an increased Lifetime Allowance and flexible options. Continue reading
Will banning nuisance calls stop pension scammers?
The UK government has now banned nuisance calls, texts and emails relating to pensions. People of retirement age have been warned to remain on their guard for pension scammers. Continue reading
Why are women’s pensions still less than men’s?
In November 2018 the age that men and women collect their state pensions was equalised. Both are now eligible from the age of 65. But coupled with private pensions, the sexes are far from financially equal. Continue reading
Who are the sandwich generation?
Saving for your own retirement is hard enough, but what happens when you’re still supporting children and elderly parents? You are probably part of the growing sandwich generation. Continue reading
Don’t let pension scammers win
The pension freedoms introduced by the UK government in 2015 have given millions of retirees greater flexibility with their money. Sadly, without the right advice some have seen scammers take their pensions. Continue reading
Wealth planning for the future
Who wants to work forever? There are some, often passionate, driven people who live to work. For many others, having more time, travelling and exploring fresh leisure opportunities is what the future is all about. Continue reading
Have saving habits changed for Millennials?
Born after 1983? If so, you’re a Millennial, somewhere between 18 and 35 years old. Did you know that this age group is already saving and planning for their long-term financial future. Continue reading
Are pensions too complicated?
Baffled by financial jargon and confused by investment terminology? Many people think that pensions are too complicated and they put off thinking about their future. Hopefully, we can help to make things easier to understand… Continue reading
Pension warning from FCA
Pension freedoms introduced in 2015 gave people greater financial flexibility in retirement. The Financial Conduct Authority (FCA) is concerned that some are taking poor decisions with their money. Continue reading