An introduction to Sustainable and Ethical Investing

If you’re a more conscientious investor you may have growing concerns about exactly where and how your money’s being used. Here’s a useful guide discussing the increased interest in Sustainable and Ethical investing, and highlighting some of the terminology. There’s been a real surge in the number of people who are now choosing this type […]  Continue reading

Social Media and the younger Investor

The Financial Conduct Authority (FCA) is concerned about the influence social media is having on younger investors, who it believes are taking on significant financial risks. This younger, more diverse group of investors, it said, is highly reliant on social media platforms such as YouTube, Instagram and TikTok for investment tips and advice, but lacks […]  Continue reading

‘Secret Accounts’ slow the probate process

The importance of leaving your affairs in order. According to the first Bereavement Index from probate software specialist Exizent#, many people fail to put their financial affairs in order before they die, leaving behind a ‘financial mess’ and a stressful experience for those tasked with administering their estate. The Index revealed that one in seven […]  Continue reading

We’re still here to help!

Despite the ongoing restrictions, now extended to 19 July 2021, our business is continuing to operate fully to ensure that we can provide help and assistance to our clients. We’re open Mon to Fri, 9am til 5pm, and we can be contacted on 0808 1234 321 or using For clients who wish to meet […]  Continue reading

Retirement finances: Let us help you take control

Two pieces of research have again highlighted consumer confusion and concerns around pension provision and thereby the necessity for people to take control of their retirement planning. STATE PENSION OVERESTIMATED Firstly, a survey by Which?6 found that three in ten people overestimate their future state pension income, some by almost £50,000 over the course of […]  Continue reading

Planning to retire in 2021?

Whether you had always been planning to retire this year, or COVID-19 has forced your hand, it’s never too late to get organised. We believe that retirement is something to be looked forward to after a lifetime of hard work – so don’t let it be overshadowed by financial concerns. We can help you quantify […]  Continue reading

Sorting out your mortgage during divorce

Divorce can be an incredibly stressful time for couples and the financial impact it can have only adds to the pressure. The number of couples getting divorced surged by almost a fifth in 20195. Although data for 2020 has not yet been released, after the strains of the last year or so, unfortunately it would […]  Continue reading

A word of Warning……

“It won’t happen to me” – think again It’s so easy to watch the ads on TV about scams or see the consumer shows interviewing devastated people about their financial losses as victims of fraud, and think “it won’t happen to me”, but think again! In the year to September 2020, Action Fraud received over […]  Continue reading

Do you know your Pension age ?

Did you know that the phased increases to State Pension age (SPA) reached 66 for both men and women in October 2020 and it’s set to rise further? The minimum age for taking funds from a personal pension is also set to rise in 2028. Getting to know your pension ages, and what you can […]  Continue reading

The danger of stopping pension contributions

Increased pressure on personal and household budgets often leads to cutbacks. However, the danger of stopping pension contributions should never be underestimated.  Continue reading

Thirty somethings want to retire early

According to recent research, many thirty somethings want to retire early. That’s a great ambition, but with so many factors to consider is this a realistic option for Millennials…   Continue reading

Don’t lose sight of pension goals

Have you managed to keep a cool head during the roller-coaster stock market ride of 2020? It’s never easy, but as retirement approaches it’s important that you don’t lose sight of pension goals.  Continue reading

Should you draw cash from a pension now?

People who have saved into pension funds in the UK have the option to draw income from the age of 55. In the current uncertain financial climate, should you draw cash from a pension now?   Continue reading

Managing multiple investments

Holding a diverse portfolio is recommended by most financial advisers, but when it comes to managing a range of different investments it makes sense to work with one adviser team.  Continue reading

Make time for those big decisions

With shops and businesses starting up again, and some children back in school, life is returning to normal. With that comes old pressures. Make time for those big decisions, and yourself.  Continue reading

Is the pension triple-lock at risk?

Supporting people and businesses during the coronavirus pandemic comes at a cost – a huge cost. It will have to be repaid, but what will be affected? Some people ask is the pension triple-lock at risk.  Continue reading

The problem with Generation X

Different age groups attract a variety of labels, often sounding like film titles. However, the problem with Generation X has more to do with money than the movies…  Continue reading

What are the magic retirement numbers?

Whether it is deciding at what age to finish work or how much you need to save into a pension, we all ask what are the magic retirement numbers?  Continue reading

Use an adviser for better pensions

We all like the idea of DIY, but when it comes to complex financial decisions the stakes are high. Use an adviser for better pensions so you can enjoy peace of mind in retirement.  Continue reading

Will a state pension be enough?

Have I saved enough, can I take a lump sum and is my retirement guaranteed are all good questions. Another one is will a state pension be enough?  Continue reading