Save more with lifestyle changes

Millennials are saving less because of financial pressures, an unwillingness to invest over the longer term, and because of insufficient information. With a few adjustments, you can save more with lifestyle changes that also improve health and wellbeing.  Continue reading

Happy ISA to you

This year marked the 20th anniversary of the ISA. The Individual Savings Account was launched in 1999. If you’re one of the estimated 42% of adults who now hold one, we say Happy ISA to you!  Continue reading

Record fundraising total at charity golf day

Helping local organisations is part of life at Logic Wealth Planning. We are delighted to achieve a record fundraising total for Springhill Hospice at our annual charity golf day.  Continue reading

Cutting through financial jargon

Understanding pensions, investments and mortgages is hard enough without overly technical words. We think cutting through financial jargon is essential to help people make the right choices and plans.  Continue reading

Goal based investments

Personal and lifestyle targets help to shape how we live our lives. Where money and income are concerned, having goal-based investments helps to achieve our aims and realise dreams.  Continue reading

Protecting your income

Believing you’ll never be without an income is a risky strategy. The unexpected does happen. Protecting your income lets you plan ahead and enjoy peace of mind for you and your family.  Continue reading

Cover those mortgage payments

Your home is part of your overall wealth portfolio. If you’re about to buy or do not own your property outright, you should take steps to ensure that you can always cover those mortgage payments.  Continue reading

Don’t rush pension decisions

A steady income during retirement is important, but so too is making the right decisions when you are presented with complex financial options. The best advice is don’t rush pension decisions.  Continue reading

Fail to plan, plan to fail

Suggesting that someone is deliberately planning to fail is harsh, but fail to plan the best route to financial peace of mind and there’s a good chance that you will fall short of your goals.  Continue reading

Interest-only mortgage? Start planning now…

An interest-only mortgage helps to keep monthly costs down, but can cause problems when the term ends. Start planning now to have all financial bases covered.  Continue reading

A business plan for your family finances

Never mix business and pleasure, they say. We disagree. A business plan for your family, with commercial ideas and targets, can help your family map out a formal route to financial wellbeing.  Continue reading

Tread VERY carefully with final salary pensions

Final salary pensions, also known as defined benefit (DB) pensions, are post-retirement benefits based on a person’s salary at retirement. Holders of such pensions are advised to tread very carefully when enticed by offers to move their funds elsewhere.  Continue reading

Saving vs investing – what’s right for you?

Making the most of an inheritance, the sale of property or wealth accumulated over a number of years takes careful planning. Do you opt for steady savings or invest to grow your fund?  Continue reading

Wealth, peace of mind and wellbeing

Like mental health, people in the UK also need to talk more openly about money to boost their wellbeing. The two can be linked, especially when financial worries cause stress and anxiety.  Continue reading

Is equity release right for me?

Being able to enjoy the cash tied up in your home sounds like a great idea, especially in retirement. But is it the best option for you, and is the time right to use that equity?  Continue reading

Morgan strikes early financial hat-trick!

Investment in people is essential, especially in the financial services sector. One of Logic Wealth Planning’s apprentices, Morgan, has just scored a hat-trick of exam passes, but there’s a longer-term goal in his sights…  Continue reading

Celebrating ongoing business growth

Mid-May marked a special anniversary at Logic Wealth Planning. As the business has expanded it’s been necessary to bring in many new people, and in May 2015 a larger office was required. Here’s celebrating four years at our Heywood base.  Continue reading

Money tips for new parents

The arrival of Meghan and Harry’s new baby, Archie, has gripped the nation, but the royal couple is unlikely to worry about their newborn’s financial future. For most parents, a few money tips are usually very welcome…  Continue reading

Five tips to stay on top of your finances

Putting things off until another day is easy, but where money is concerned it can be a huge mistake to avoid sorting out your finances. Here are five tips to help you stay on top.  Continue reading

Extra income to boost your savings

Having two or three jobs is the new norm for many people. The extra income can help to cover bills, make those special purchases and increasingly allow people to save for the future.  Continue reading