Last chance for Help to Buy ISA

First-time buyers of the future need to be quick if they want to benefit from a £3,000 bonus towards purchasing a property. The last chance for Help to Buy ISA applications is Saturday 30th November 2019.  Continue reading

Cover those mortgage payments

Your home is part of your overall wealth portfolio. If you’re about to buy or do not own your property outright, you should take steps to ensure that you can always cover those mortgage payments.  Continue reading

Interest-only mortgage? Start planning now…

An interest-only mortgage helps to keep monthly costs down, but can cause problems when the term ends. Start planning now to have all financial bases covered.  Continue reading

Logic celebrates International Women’s Day

Logic celebrates International Women’s Day   These days, women can achieve anything men can – in sport, business, socially and during retirement. It wasn’t always that way. International Women’s Day celebrates the progress made, but calls for continued action to achieve gender parity in all aspects of life. International Women’s Day has been marked for over […]  Continue reading

Do I have enough life cover ?

Do I have enough life cover ?  How well are you and your loved ones protected ? Many people take out a life policy, perhaps when they take out a mortgage, put it away in a drawer and don’t think any more about it. This can be a mistake, as the level of cover you took […]  Continue reading

Where will you live in Retirement?

WHERE WILL YOU LIVE IN RETIREMENT ? Later-life housing is a growing market, with around 60% of projected growth in households over the next two decades set to be among those aged 65 and over# Moving home at any age is almost always a stressful and emotionally-challenging time, and arguably the longer you leave it, […]  Continue reading

Independent Financial Advice – How can we help you

Independent Financial Advice – How can we help you ? If you haven’t used the services of an Independent Financial Adviser (IFA) before, here are some more details of who we are, what we do and the kind of help we can give you.  Based in Heywood, Greater Manchester, Logic Wealth Planning was set up […]  Continue reading

Six Major Tax Changes effective from 6Apr 2017

Six Major Tax Changes effective from 6Apr 2017 The arrival of the new tax year on April 6th 2017 brought a whole range of changes Here we summarise them for you –   Personal Allowance goes up  The personal allowance – the amount you can earn before paying income tax – will rise with the […]  Continue reading

Top 10 Financial Tips for your 2017 Resolutions

Top 10 Financial Tips for your 2017 Resolutions In addition to the traditional New Year’s resolutions to lose weight or stop smoking, people often resolve to sort out their finances with ‘saving money’, ‘paying off debts’ and ‘investing smarter’ being common focus areas. Here’s 10 tips to get started! Keep a spending diary – Before you […]  Continue reading

Alyson Conway’s a winner with Virgin Money!

Alyson Conway’s a winner with Virgin Money! Logic Wealth Planning would like to send our best wishes and congratulations to Alyson Conway from Virgin Money who was a winner at last week’s British Mortgage Awards. Alyson later commented – ‘I want to start by saying a huge thank you to you all. I attended the British […]  Continue reading

What adds the most value to a house?

UK homeowners have had their say on what features add the most value to a home. When going through the process of selling a home, there are a plethora of tactics and strategies that people utilise in an attempt to make their property seem more appealing to a prospective buyer. From attempting to brighten up […]  Continue reading

Financing Your First Mortgage

All the signs indicate that 2015 will be another buoyant year in the property market. A stronger outlook for jobs and an increase in real earnings, continuing low interest rates and competitive mortgage deals all look set to boost first-time buyer activity in the coming months. MAKE SURE YOUR FINANCES ARE LENDER-FRIENDLY The Financial Conduct Authority […]  Continue reading

Mortgages, on the up?

In its strongest start to the year since the nadir of the credit crunch, the UK mortgage market seems to be showing signs of life. In its latest monthly set of data, the Council of Mortgage Lenders – whose members represent 95% of retail mortgaging lending in the UK – said gross mortgage lending was […]  Continue reading