How much do you know about Long Term Care?

In the UK, we’re enjoying an increasingly longer life expectancy as a result of higher living standards and advances in healthcare. While many older people can now expect to live to an advanced age in good health, it is inevitable that a proportion of this group will require additional care as they grow older – […]  Continue reading

Retirement finances: Let us help you take control

Two pieces of research have again highlighted consumer confusion and concerns around pension provision and thereby the necessity for people to take control of their retirement planning. STATE PENSION OVERESTIMATED Firstly, a survey by Which?6 found that three in ten people overestimate their future state pension income, some by almost £50,000 over the course of […]  Continue reading

Planning to retire in 2021?

Whether you had always been planning to retire this year, or COVID-19 has forced your hand, it’s never too late to get organised. We believe that retirement is something to be looked forward to after a lifetime of hard work – so don’t let it be overshadowed by financial concerns. We can help you quantify […]  Continue reading

Do you know your Pension age ?

Did you know that the phased increases to State Pension age (SPA) reached 66 for both men and women in October 2020 and it’s set to rise further? The minimum age for taking funds from a personal pension is also set to rise in 2028. Getting to know your pension ages, and what you can […]  Continue reading

Independent Financial Advice – How can we help you

Independent Financial Advice – How can we help you ? If you haven’t used the services of an Independent Financial Adviser (IFA) before, here are some more details of who we are, what we do and the kind of help we can give you.  Based in Heywood, Greater Manchester, Logic Wealth Planning was set up […]  Continue reading

Attorneys and court appointed deputies

Guidance for attorneys and court appointed deputies On 18 May 2016, the Office of the Public Guardian (OPG) published advice for attorneys and court appointed deputies when making gifts on behalf of another person. In broad terms, the rules on making gifts are designed to protect the person’s best interests and ensure that attorneys and […]  Continue reading

The Care Act 2014

The Care Act 2014 which received Royal Assent on 14 May 2014 sets out the legal framework for the provision of adult social care in England. In part, it implements changes put forward by the Dilnot Commission. In broad terms, the Act follows an individual’s ‘journey’ in the care and support system and maps out […]  Continue reading

Helping your parents plan for the future

Helping your parents plan for the future As we all get older it can sometimes be very hard to have conversations with our parents about issues such as money, the cost of care, plans for the future etc. But how many times have you heard the phrase ‘ I wish you had told me sooner’ […]  Continue reading

Long Term Care : keeping it in the family

Long Term Care : keeping it in the family With recent estimates suggesting state residential care facilities are underfunded to the tune of £700m** a reliance on the government to look after you or your elderly relatives is increasingly unrealistic. The difficulties facing the sector, coupled with the heightened emotions frequently associated with looking after […]  Continue reading