Category: Investments
Dive into ’25 on top of key tax changes
A few months have passed since the Autumn Budget, a significant milestone for the Labour government. A comprehensive set of measures impacting individuals and businesses were announced, featuring £40bn in tax increases. Key announcements involved Inheritance Tax, Capital Gains Tax, domicile status, VAT on private school fees, Stamp Duty and Income Tax thresholds. Continue reading
Nurture your financial wellbeing in 2025 – get your life plans in place with smart planning
As we step into 2025, now is the perfect time to set your financial plans in order. Continue reading
Advisers play a ‘pivotal role’ in later-life planning
People who have sought financial advice are more likely to have taken action to prepare for later life and the transition of wealth, research by Canada Life has revealed. Continue reading
Social Media isn’t a reliable source of Financial Advice
Social Media isn’t a safe or reliable source of advice or information, Continue reading
How to deal with debt in a divorce
People in debt can get divorced, but will need to agree a plan or make a formal financial settlement to pay off what they owe. Continue reading
UK shifts from ‘rainy day’ saving to ‘sunny day’ fun – as attitudes towards money are changing
A recent poll of 2,000 adults found that 36% adopt a “you can’t take it with you” approach, preferring to spend their cash while they can, rather instead of saving it for emergencies. Continue reading
Have confidence in your financial goals
Having confidence in your financial goals can make things easier. Continue reading
How Manchester Became The Best Buy-to-Let City
Manchester has firmly established itself as the best buy-to-let city in the UK Continue reading
FCA finds two-thirds of young investors take less than 24 hours to make investment decisions
Latest research from the FCA reveals that young investors are making important investment decisions in a matter of hours, rather than taking the time to check out whether the product is right for them in the long-term. Continue reading
Don’t fall into the pension pay gap
It’s vital that women don’t fall into the pension pay gap that affects them much more than men. Continue reading
How long will you live in your retirement years?
Around one in three people aged 60 today will live into their 90s, and around one in seven people will reach 100. Will their retirement funds see them through? . Continue reading
Consolidating investments for peace of mind
With multiple investments causing an administrative headache, and some of them held in higher risk products, a client living in Saddleworth* needed advice on his investments, and to simplify matters. The goal was peace of mind. Continue reading
Wealth planning for the future
Achieving any retirement goal requires planning. It doesn’t just happen. Thats why Wealth Planning is so important. Continue reading
Should I take a tax-free lump sum from my pension?
For many people approaching retirement, withdrawing a large chunk of cash from their pension as soon as they can is a key part of the plan. Continue reading
It’s never too early to start saving into a Pension
Since it’s unlikely that the State Pension alone will provide you with an affordable retirement, it’s important to plan out additional sources of income for your retirement years. Continue reading
Cutting through financial jargon
Understanding pensions, investments and mortgages is hard enough without overly technical words. We think cutting through financial jargon is essential to help people make the right choices and plans. Continue reading
Autumn retirement round-up
Several retirement reports have hit the headlines recently with a consistent message: if you want a comfortable retirement, you should plan early and be flexible. Continue reading
Majority of adults are not confident they’ll have enough money in retirement
New research from Nucleus’s Retirement Confidence Index has revealed that the majority of adults are not confident they will have enough money to live comfortably in retirement Continue reading
Our clients are at the heart of everything we do
First you’ve got to know where you’re going. Only then can you plan to get there. Continue reading