Category: Financial Planning

Retirement Planning is much too important to be left to chance

Retirement Planning is much too important to be left to chance Worrying statistics have come to light in a recent survey amongst those with more than £250,000 saved for retirement. Only 36% used a professional financial adviser to create a retirement plan for their future. Without a well-thought out plan, many people heading into their later years...

Did you know that about a third of UK adults are stressed about money ?

Did you know that about a third of UK adults are stressed about money ? Recent surveys have found that financial anxiety affects many adults in the UK today. Money worries are cited as the main cause by those suffering from depression (28%) or anxiety (27%). 26% of those surveyed said that worrying about their...

The Rules of the Lifetime ISA as it stands

The Rules of  the Lifetime ISA as it stands :- Much has been theorised about the Lifetime ISA since it was announced. The questions is, will LISA be beneficial or not to savers? Following the initial announcement of LISA  an updated technical note was published on 15 September 2016. This followed detailed discussions with the...

Dividend Changes to Trustees

Dividend Changes to Trustees On the surface, the new dividend tax rules may appear to be bad news for trustees – there’s no £5k dividend allowance for them and trust dividend tax rates have increased. But scratch a little deeper and the impact on the levels of income received by beneficiaries may not be as bad...

Property landlords tax changes

Tax changes for property landlords (buy to let) : It was announced at summer Budget 2015 that tax relief available to landlords of residential properties for finance costs will be restricted to the basic rate of income tax. This will be phased in from April 2017 and will be fully in place from 6 April...

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Logic Wealth Planning Limited is Authorised and Regulated by the Financial Conduct Authority. Registered in England and Wales number: 4206195. Registered Address: 18/19 Salmon Fields Business Village, Salmon Fields, Royton, Oldham, OL2 6HT. Trading address: Sigma House, 9 Southgate, Cross Street, Off Green Lane, Heywood, Greater Manchester, OL10 1ND. Telephone: 0808 1234 321.