Stay one step ahead

Protecting against the unexpected isn’t negative thinking, or assuming that the worst might happen. It’s about making sensible provision to ensure that investments and plans will continue running whatever happens in life. That protects you, your family and any assets. But here are some worrying facts: Nearly a third of homeowners (31%) say they would […]  Continue reading

Social Media and the younger Investor

The Financial Conduct Authority (FCA) is concerned about the influence social media is having on younger investors, who it believes are taking on significant financial risks. This younger, more diverse group of investors, it said, is highly reliant on social media platforms such as YouTube, Instagram and TikTok for investment tips and advice, but lacks […]  Continue reading

‘Secret Accounts’ slow the probate process

The importance of leaving your affairs in order. According to the first Bereavement Index from probate software specialist Exizent#, many people fail to put their financial affairs in order before they die, leaving behind a ‘financial mess’ and a stressful experience for those tasked with administering their estate. The Index revealed that one in seven […]  Continue reading

Mortgage Guarantee Scheme reassures lenders

Launched in April 2021, the government guarantee scheme for 95% loan to value (LTV) mortgages has been welcome news for prospective homebuyers with a 5% deposit. The scheme offers a government ‘guarantee’ on 95% LTV mortgages to encourage cautious lenders to bring back these deals. The guarantee applies to the portion of the loan over […]  Continue reading

Saving for Private Education

The average termly fee for private schools has reached £12,000 (£36,000 annually) for boarders and £5,064 (£15,191 annually) for day pupils, according to the Independent Schools Council** Planning for the future It’s a big decision to privately educate your child; school fees could easily be a family’s largest expense after their home. Starting to save […]  Continue reading

We’re still here to help!

Despite the ongoing restrictions, now extended to 19 July 2021, our business is continuing to operate fully to ensure that we can provide help and assistance to our clients. We’re open Mon to Fri, 9am til 5pm, and we can be contacted on 0808 1234 321 or using info@logic-wp.com. For clients who wish to meet […]  Continue reading

Retirement finances: Let us help you take control

Two pieces of research have again highlighted consumer confusion and concerns around pension provision and thereby the necessity for people to take control of their retirement planning. STATE PENSION OVERESTIMATED Firstly, a survey by Which?6 found that three in ten people overestimate their future state pension income, some by almost £50,000 over the course of […]  Continue reading

Planning to retire in 2021?

Whether you had always been planning to retire this year, or COVID-19 has forced your hand, it’s never too late to get organised. We believe that retirement is something to be looked forward to after a lifetime of hard work – so don’t let it be overshadowed by financial concerns. We can help you quantify […]  Continue reading

Sorting out your mortgage during divorce

Divorce can be an incredibly stressful time for couples and the financial impact it can have only adds to the pressure. The number of couples getting divorced surged by almost a fifth in 20195. Although data for 2020 has not yet been released, after the strains of the last year or so, unfortunately it would […]  Continue reading

A word of Warning……

“It won’t happen to me” – think again It’s so easy to watch the ads on TV about scams or see the consumer shows interviewing devastated people about their financial losses as victims of fraud, and think “it won’t happen to me”, but think again! In the year to September 2020, Action Fraud received over […]  Continue reading

When does the stamp duty holiday in England and Northern Ireland end?

Looking to avoid stamp duty ? House hunters are taking advantage of lockdown rules to travel hundreds of miles to view homes, according to estate agents. This is because many buyers are keen to take advantage of the stamp duty holiday which is due to end on 31 March 2021. If you’re looking to buy […]  Continue reading

Do you know your Pension age ?

Did you know that the phased increases to State Pension age (SPA) reached 66 for both men and women in October 2020 and it’s set to rise further? The minimum age for taking funds from a personal pension is also set to rise in 2028. Getting to know your pension ages, and what you can […]  Continue reading

How valuable is financial advice?

Where money, investments and wealth are concerned nobody sets out to make the wrong choices. The question many ask themselves is how valuable is financial advice?  Continue reading

Caught in the middle

People who care for dependent children and adults are caught in the middle, juggling their own finances and others. It causes stress and can lead to mental health issues for many UK adults.   Continue reading

Get in shape for 2020

The second month of any year is usually a time for reflection. Are the New Year resolutions still going strong? Whether it’s physical or financial, we should all get in shape for 2020.  Continue reading

Planning family finances

You’ve found the perfect partner, bought or rented that first home and maybe started a family, but never take planning family finances for granted. Things can change – quickly!  Continue reading

Confidence in your financial goals

Money affects people in different ways, whether that’s balancing the monthly budget or investing in the right products. Having confidence in your financial goals can make things easier.  Continue reading

Let’s talk about money

Money and wealth are rarely discussed enough, and that stores up problems for the future. Let’s talk about money and educate people from a young age.  Continue reading

Financial fitness ahead of Christmas

We all focus on festive preparations at this time of year. However, don’t get carried away. Financial fitness ahead of Christmas is important. Tips to stay in shape…  Continue reading

Cutting through financial jargon

Understanding pensions, investments and mortgages is hard enough without overly technical words. We think cutting through financial jargon is essential to help people make the right choices and plans.  Continue reading