Author: manager
Millions keeping ill health a secret
According to a recent survey3, seven million people (13% of the population) are keeping mental health issues secret from their loved ones, while just under four million (7%) are hiding a physical health problem. As well as causing symptoms such as anxiety (34%), guilt (29%) and difficulties sleeping (25%), keeping secrets from our families can […] Continue reading
Why it pays to update your pension expression of wishes
An expression of wishes tells your pension provider who you would like the beneficiaries of your pension to be in the event of your death. Multiple beneficiaries can be named, and you can state how much of your pension you want each to receive. However, while many people complete an expression of wishes when they […] Continue reading
Sorting out your mortgage during divorce
Divorce can be an incredibly stressful time for couples and the financial impact it can have only adds to the pressure. The number of couples getting divorced surged by almost a fifth in 20195. Although data for 2020 has not yet been released, after the strains of the last year or so, unfortunately it would […] Continue reading
Nathan Lewis leaves Logic
Everyone in Team Logic would like to wish Nathan Lewis lots of luck and success as he leaves the company this week. Nathan has worked for Logic for 15 years – he’s our longest serving staff member – and throughout this time he has played a major role in helping Yianni Theodorou (our MD) to […] Continue reading
A word of Warning……
“It won’t happen to me” – think again It’s so easy to watch the ads on TV about scams or see the consumer shows interviewing devastated people about their financial losses as victims of fraud, and think “it won’t happen to me”, but think again! In the year to September 2020, Action Fraud received over […] Continue reading
Struggling to save for retirement? Try this tip
More than ever, UK savers are struggling to prioritise their pension, with over half saying they are likely to review or reduce their pension contributions in the wake of the pandemic2. It’s true that it can be easy to think of pension contributions as a drain on your resources. And yet, despite travel restrictions, Britons […] Continue reading
When does the stamp duty holiday in England and Northern Ireland end?
Looking to avoid stamp duty ? House hunters are taking advantage of lockdown rules to travel hundreds of miles to view homes, according to estate agents. This is because many buyers are keen to take advantage of the stamp duty holiday which is due to end on 31 March 2021. If you’re looking to buy […] Continue reading
Retirement – it’s not ALL about your finances
Whenever we talk about retirement, the focus tends to be on pensions, with an assumption that everything will fall into place, providing there is enough in your pension pot when you retire. But there are many other things to consider. Preparing emotionally Many retirees simply aren’t prepared for how significantly their life will change, and […] Continue reading
Do you know your Pension age ?
Did you know that the phased increases to State Pension age (SPA) reached 66 for both men and women in October 2020 and it’s set to rise further? The minimum age for taking funds from a personal pension is also set to rise in 2028. Getting to know your pension ages, and what you can […] Continue reading
Make financial planning a priority in 2021
Most will want to put 2020 to the back of their minds, but where money is concerned we should all make financial planning a priority in 2021… Continue reading
Black swan ready to glide
Extremely rare, a severe economic impact and impossible to predict? Few would argue that Covid has been all that, but some feel that this “black swan” event could have been avoided. Continue reading
Christmas & New Year availability
We’re taking a short festive break but you can always leave a message or email the team with urgent queries. Here are the office hours over Christmas and New Year… Continue reading
Brexit effect on markets
Another negotiation deadline passes and the markets breathe another sigh of relief, but what will be the ultimate Brexit effect on markets? Continue reading
Mortgage market is more robust than many thought
Observers of the UK house buying market could be forgiven for thinking that 2020 could be one of its worst years, but the country’s mortgage market is more robust than many thought. Continue reading
Commercial Property Market Review
Many stocks have returned to pre-Covid levels in recent months, and the UK commercial property market is also showing steady returns to ‘normal’ levels. Reasons to be optimistic… Continue reading
How high can stocks rise?
The last nine months have been frantic but global stocks are recovering. UK markets have been slower to climb, but with vaccines and a Brexit deal on the horizon how high can stocks rise? Continue reading
An unexpected accolade
The Logic Wealth Planning team celebrated an unexpected accolade this week with news that we have been listed as one of three of the best financial services companies in the Rochdale area. Continue reading
The danger of stopping pension contributions
Increased pressure on personal and household budgets often leads to cutbacks. However, the danger of stopping pension contributions should never be underestimated. Continue reading
House prices hit record highs
Investing in bricks and mortar has always been attractive, even during economic downturns. We all need somewhere to live, and in October house prices hit record highs. Continue reading
Residential property review
Our monthly property review is intended to provide background to recent developments in the residential property market as well as to give an indication of how some key issues could impact in the future. Continue reading