Avoid retirement regrets

Regrets, we’ve all had a few, but pension income shouldn’t be one of them. Hopefully, that’s where you will be as you arrive at retirement age.  Continue reading

The top rated UK financial advisers

Recognition, great feedback and positive reviews mean a lot, especially for independent financial advisers. Logic Wealth Planning’s MD has been included on the 2019 Guide to the UK’s Top Rated financial advisers, published in The Times newspaper.  Continue reading

Self-employed MUST plan for retirement

Freelancers, self-employed, small business owners and contractors all know that monies should be put aside for later life, but finding the cash to top up pension pots for retirement can be difficult.  Continue reading

Tick, tock – time to use ISA allowance

Some investments are all about timing, and making the most of an annual ISA allowance is essential for you to enjoy maximum tax-free savings. Check your ISA investments before the tick, tock of the tax year clock counts down…  Continue reading

Investing with a single income

Single people in the UK are finding it hard to save towards their future, with a recent survey revealing that less than half of them are investing enough of their income to secure comfortable retirement funds.  Continue reading

Get personal finances in great shape

The New Year and January encourage fresh thinking and determination. As well as diets, detox and downsizing, getting your personal finances in shape should be a priority.  Continue reading

Will banning nuisance calls stop pension scammers?

The UK government has now banned nuisance calls, texts and emails relating to pensions. People of retirement age have been warned to remain on their guard for pension scammers.  Continue reading

Missing bolts, Ed Sheeran and Australia!

How does Ed Sheeran fit in with missing bicycle parts and a trip to Australia? It was just another phase of gruelling triathlon qualification for Logic Wealth Planning client Chris Forde. Read about the Manchester man’s latest exploits here…  Continue reading

How salary sacrifice saves tax and boosts pensions

What is salary sacrifice, and does it really boost your pension pot? Employees can receive a range of benefits from employers, but there are many pros and cons that should be carefully considered.  Continue reading

Why are women’s pensions still less than men’s?

In November 2018 the age that men and women collect their state pensions was equalised. Both are now eligible from the age of 65. But coupled with private pensions, the sexes are far from financially equal.  Continue reading

Why businesses need shareholder protection insurance

When a business partner dies there are implications for the surviving partner(s). Shareholder protection provides a safety net and helps minimise the impact on the organisation’s future operation.  Continue reading

Celebrating the UK’s top rated financial advisers

The 2019 list is out. The names of the UK’s top rated financial advisers have been revealed. Based on customer reviews compiled by ‘Vouched For’ website, Logic Wealth Planning’s MD is on the prestigious list…  Continue reading

What is a financial health check?

A trip to the doctor can be daunting, but a financial health check is often a mystery to many people. Getting your money, savings and overall life plan in order should be a top priority. We can help to make it a painless experience…  Continue reading

Growing appetite for protection policies

Protecting family lifestyles and business investments is becoming more common. As people plan more for the future, they are also arranging more protection policies as health consciousness increases.  Continue reading

Who are the sandwich generation?

Saving for your own retirement is hard enough, but what happens when you’re still supporting children and elderly parents? You are probably part of the growing sandwich generation.  Continue reading

What are retirement income targets?

How much money is enough, and how much income will your pension savings give you in retirement? Tough questions, and more people are using retirement income targets to help work through the numbers.  Continue reading

What assets do you need?

Assets come in all shapes and sizes. But what are they, what assets do you need and what works best when you are planning for different stages of your life and later retirement?  Continue reading

Supporting local organisations

Playing a fabulous round of golf, fundraising for local organisations and enjoying an amazing celebration evening at a superb Lancashire club amongst great company… what more could you ask for?  Continue reading

Don’t let pension scammers win

The pension freedoms introduced by the UK government in 2015 have given millions of retirees greater flexibility with their money. Sadly, without the right advice some have seen scammers take their pensions.  Continue reading

How much is enough to retire?

How much do you need to save to be able to enjoy a financially comfortable retirement? It’s the golden question. Too many people underestimate what they’ll need to retire, then realise when it’s too late…  Continue reading