Protecting your income

Believing you’ll never be without an income is a risky strategy. The unexpected does happen. Protecting your income lets you plan ahead and enjoy peace of mind for you and your family.  Continue reading

Cover those mortgage payments

Your home is part of your overall wealth portfolio. If you’re about to buy or do not own your property outright, you should take steps to ensure that you can always cover those mortgage payments.  Continue reading

Don’t rush pension decisions

A steady income during retirement is important, but so too is making the right decisions when you are presented with complex financial options. The best advice is don’t rush pension decisions.  Continue reading

Fail to plan, plan to fail

Suggesting that someone is deliberately planning to fail is harsh, but fail to plan the best route to financial peace of mind and there’s a good chance that you will fall short of your goals.  Continue reading

Interest-only mortgage? Start planning now…

An interest-only mortgage helps to keep monthly costs down, but can cause problems when the term ends. Start planning now to have all financial bases covered.  Continue reading

A business plan for your family finances

Never mix business and pleasure, they say. We disagree. A business plan for your family, with commercial ideas and targets, can help your family map out a formal route to financial wellbeing.  Continue reading

Tread VERY carefully with final salary pensions

Final salary pensions, also known as defined benefit (DB) pensions, are post-retirement benefits based on a person’s salary at retirement. Holders of such pensions are advised to tread very carefully when enticed by offers to move their funds elsewhere.  Continue reading

Saving vs investing – what’s right for you?

Making the most of an inheritance, the sale of property or wealth accumulated over a number of years takes careful planning. Do you opt for steady savings or invest to grow your fund?  Continue reading

Wealth, peace of mind and wellbeing

Like mental health, people in the UK also need to talk more openly about money to boost their wellbeing. The two can be linked, especially when financial worries cause stress and anxiety.  Continue reading

Is equity release right for me?

Being able to enjoy the cash tied up in your home sounds like a great idea, especially in retirement. But is it the best option for you, and is the time right to use that equity?  Continue reading

Morgan strikes early financial hat-trick!

Investment in people is essential, especially in the financial services sector. One of Logic Wealth Planning’s apprentices, Morgan, has just scored a hat-trick of exam passes, but there’s a longer-term goal in his sights…  Continue reading

Celebrating ongoing business growth

Mid-May marked a special anniversary at Logic Wealth Planning. As the business has expanded it’s been necessary to bring in many new people, and in May 2015 a larger office was required. Here’s celebrating four years at our Heywood base.  Continue reading

Money tips for new parents

The arrival of Meghan and Harry’s new baby, Archie, has gripped the nation, but the royal couple is unlikely to worry about their newborn’s financial future. For most parents, a few money tips are usually very welcome…  Continue reading

Five tips to stay on top of your finances

Putting things off until another day is easy, but where money is concerned it can be a huge mistake to avoid sorting out your finances. Here are five tips to help you stay on top.  Continue reading

Extra income to boost your savings

Having two or three jobs is the new norm for many people. The extra income can help to cover bills, make those special purchases and increasingly allow people to save for the future.  Continue reading

The good news about pensions

Yes, there really is good news about pensions. That’s despite Brexit and the other issues that face the UK economy and its savers. There are tax breaks, an increased Lifetime Allowance and flexible options.  Continue reading

Wise words about money

Trying to understand how to make the most of money, savings and investments can be a minefield. Logic Wealth Planning starts by listening, then we can offer some wise words about money. Here’s how we like to operate…  Continue reading

A growing team of talented people

Every business needs great people, and the financial services profession relies on skilled advisers and administrators who communicate and work well together. Logic Wealth Planning is lucky to have a growing team of talented people, with new arrivals who have shared recent commercial experiences.  Continue reading

What is wealth planning?

Wealth planning isn’t just for millionaires, it’s for everyone. It’s about how you make the best of the assets you own, your income and your investments. Wealth planning ensures that you and your family can look to the future with confidence.  Continue reading

Essential retirement planning tips

The idea of retiring, taking things easier and enjoying pleasures you never had time for seems great. But not everyone can do that. Not everyone is financially prepared to stop working. Here are some checks and essential retirement planning tips to see if you’re ready to retire…  Continue reading