Dementia Charity Golf Day

Dementia Charity Golf Day It was a great turn out for the Harrogate Golf Day earlier this month, with proceeds going to a local Dementia Charity . Here’s Yianni (far right) and a few friends about to enjoy the 19th hole ! A big thank you to all those who sponsored Yianni for such a […]  Continue reading

Our business is growing so we’ve had to move to bigger offices !

Logic Wealth Planning have moved! Here at Logic Wealth Planning we’re celebrating 10 years in the business in June, and since our business has grown so much during that time, we’ve just moved from Littleborough into new bigger premises in Heywood. The Madam Mayor and Lady Mayoress of Rochdale recently joined us to formally open the […]  Continue reading

Logic Wealth Planning has moved !

Logic Wealth Planning has moved Since our business is growing we’ve had to move to bigger premises and our new office in Heywood provides us with more spacious, modern offices. If you need an appointment to meet with us about your financial matters do give us a call or pop in and see if us […]  Continue reading

Pensions – Comprehensive advice required

Pensions – Comprehensive advice required From April 2015, around 320,000 individuals with defined contribution pensions will be able to access their pension savings as they wish, subject to their marginal rate of income tax. The new pension rules are set to give us all unprecedented freedom when it comes to planning our retirements, but freedom […]  Continue reading

A Beginners Guide to Investment

A Beginners Guide to Investment When you’re thinking about investing for the first time, there are various factors you’ll need to consider before you begin. Firstly, you need to be clear why you’re investing and what your goals are. Your adviser will want to know what plans you have for the future. These often include  […]  Continue reading

Why Will and Power of Attorney Matter

Will and Power of Attorney In 2014, approximately 60% of people who died in the UK did not write a will – meaning that they had no control over how their assets were distributed. Many people mistakenly believe that their relatives can distribute their assets as they think fit. However, without a will in place, […]  Continue reading

Finances and Divorce

Finances and Divorce It’s a fact of modern life that as many as 40% of all marriages in the UK end in divorce. The break-up can be a traumatic time for all concerned, and brings with it the need to make financial arrangements that can have ramifications for years after the settlement is made. There […]  Continue reading

Critical Illness can strike at any time

Critical Illness can strike at any time Vitally important though it is to have ample protection for your family in the statistically unlikely but always possible event of premature death, life cover alone is not a complete financial shield. A serious illness could, for instance, leave you unable to continue earning a living for a while, or even permanently. How worried should you […]  Continue reading

We’ve joined VouchedFor !

VouchedFor is a website which lists over 7,000 Top Rated Professionals (solicitors, financial advisers, mortgage advisers and accountants ) inviting their customers to post reviews on how they rate their service, all of which then becomes a useful guide to those looking for personal recommendations. Yianni Theodorou from Logic Wealth Planning recently joined this site […]  Continue reading

“This is the budget for Britain, the come-back country ”

The Chancellor of the Exchequer, George Osborne, launched his 2015 Budget with the words: “Britain is walking tall again.” He went on to add that: “Britain is growing, creating jobs, and paying its way.” – More people have jobs in Britain than ever before, living standards are higher and Britain can boast a long-term economic […]  Continue reading

The Budget in Brief

The Budget in Brief On 18th March, Chancellor of the Exchequer, George Osborne, delivered his last Budget before May’s General Election. Here are some of the headlines. – Income Tax Personal Allowance rises to £10,800 in 2016/17 – Higher rate threshold will rise to £43,300 in 2017/18 – Transferable tax-allowance for married couples raised to […]  Continue reading

Pensions under the new rules

Pensions under the new rules Much of the recent media coverage surrounding the reform of pension legislation has highlighted the needs of those due to retire in April 2015. However, the revised rules also create new scenarios for those whose retirement is some way off. As life expectancy rises, many of us can look forward […]  Continue reading

Budget Briefing 18 March 2015

Budget Briefing 18 March 2015 Your guide to the changes announced in the Budget Key Points As previously announced, the personal income tax allowance is to increase by £600, taking it from £10,000 to £10,600, for 2015/2016. In order that higher rate taxpayers do not benefit fully from the increase, the basic rate limit will […]  Continue reading

Update on the Rules of Intestacy

Update on the Rules of Intestacy Inheritance and Trustees’ Powers Act 2014 simplifies the rules of intestacy in England and Wales whilst also updating some restrictive trustee powers. Where a person dies without making a Will In this situation the distribution of their estate will become subject to the statutory rules of intestacy which can […]  Continue reading

The average retirement lasts nearly twenty years

The average retirement lasts nearly twenty years ? and did you know that … People turning 65 in 2014 should expect to live on average until nearly 85 A pension pot of at least £121,000  is needed to provide average expected income for 20 years People turning 65 this year can expect to average nearly […]  Continue reading

Why You Should Use a Financial Adviser

(Taken from an article by Martin Lewis, MoneySaving Expert – Jan2015) Taking financial advice is going to cost you. But when it comes to making life-changing financial decisions, it might save you money in the long run. This guide will help you understand what a financial adviser is and whether you need to use one. It’ll […]  Continue reading

How to choose your Perfect Office or Business Premises

How to choose your Perfect Office or Business Premises We take a look at what businesses should consider when weighing up options for acquiring new premises. Finding your new business premises is a lot like designing the packaging for your first product, or pressing that fitted suit to meet your first client. There’s no denying […]  Continue reading

University Fees Planning

University Fees Planning – Giving them the best start! Let’s take a look at the NISA and JISA and how you can help your children and grandchildren through this financial challenge . INTRODUCTION  In the 2014 Budget the government – in Launching the New Individual Savings Account (NISA) – announced substantial improvements to the Individual […]  Continue reading

Helping your parents plan for the future

Helping your parents plan for the future As we all get older it can sometimes be very hard to have conversations with our parents about issues such as money, the cost of care, plans for the future etc. But how many times have you heard the phrase ‘ I wish you had told me sooner’ […]  Continue reading

Do not die Intestate

Do not die intestate Having no will means that your assets, money and possessions may not end up where you intended when you die. New rules on what happens when someone dies without making a will came into force on 1 October 2014. How are the rules changing? The changes affect the intestacy rules, which […]  Continue reading