What do IFAs actually do?

What does the role of an IFA entail, and how can they help you grow your money? Independent Financial Advisers (IFAs) help people with their long-term financial planning, including investments, pensions and annuities. Some will also help people with life assurance and mortgages. They may also help in specialist areas like inheritance tax planning, estate […]  Continue reading

What adds the most value to a house?

UK homeowners have had their say on what features add the most value to a home. When going through the process of selling a home, there are a plethora of tactics and strategies that people utilise in an attempt to make their property seem more appealing to a prospective buyer. From attempting to brighten up […]  Continue reading

Fine for Swindon Town FC Auto Enrolment pension foul-up

Former Premier League side Swindon Town Football club are the latest business to be fined for ignoring auto enrolment rules. The club has been fined more than £20,000 after it ‘repeatedly’ failed to comply with its automatic enrolment duties, The Pensions Regulator has confirmed. The club, currently languishing near the bottom of the League 1 […]  Continue reading

Logic Wealth Planning hit VouchedFor’s Top 250 IFAs list!

The Sunday Times recently published a supplement listing the Top 250 IFAs in the UK based on reviews on the independent consumer ratings website VouchedFor.co.uk.         We’re proud  to say that Yianni Theodorou was featured as highly recommended by 46 of his clients, all rating his services over 4 stars out of 5, which […]  Continue reading

Inheriting an ISA Allowance from your spouse

Under changes in the rules introduced in April 2015 – You can inherit an ISA (Individual Savings Account) from your spouse and retain the tax benefits. Approximately 150,000 married ISA holders die each year so this change will benefit spouses or civil partners by increasing the amount that they can save by extending the tax advantages of […]  Continue reading

World Stock Markets – Separating the drama from the data

With the world’s stock markets showing volatility, concerns continuing about the Chinese economy, and the recent fall in oil prices, some investors could be forgiven for wondering if we’re about to see a rerun of the financial crisis of 2008. However, many commentators are encouraging us to read the data and not be swept along by the […]  Continue reading

Baby Boomers V Millennials – Who fares best in Financial Matters?

Baby Boomers v Millennials  When it comes to personal finances, which sector of the population has the best deal? The government’s Work and Pensions Committee has launched an inquiry into ‘intergenerational fairness’1, to assess whether the widening gulf in intergenerational wealth is a direct result of government policy, or of wider economic and demographic trends. […]  Continue reading

The 2016 Budget at a glance

George Osborne presented his April 2016 Budget as a “Budget for future generations”.     Here’s the 2016 Budget at a glance – the main points are summarised below.   Income Taxes Personal allowance to increase to £11,500 in 2017/18 Higher rate tax threshold to increase to £45,000 from 2017/18 Class 2 NICs for self-employed […]  Continue reading

Yianni and friends enjoy some Golf in the Sun!

Yianni and friends enjoy some Golf in the Sun! There’s no magic formula for a great business idea. However, the ones that get traction do share certain characteristics. That’s why Yianni Theodorou (far left -Logic Wealth Planning), Paul Thomas (Kirby & Co IFA), Richard Cornwell (St James’s Place Wealth Management) and Sam Shibil (The Mortgage […]  Continue reading

We’re supporting Chris Forde !

We’d like to introduce you to Chris Forde. He’s one of Logic Wealth Planning’s valued clients and in his day job he’s an engineer, but in his spare time he has a surprising hobby. At the age of 56 Chris is an amazing athlete and with a real passion for keeping fit, he finds that […]  Continue reading

Why Review Your Final Salary Pension Scheme?

The advent of Pension Freedoms brings along far greater flexibility to individuals holding a Personal Pension or Self Invested Pension Plan.  This provides more options for individuals looking at how to best draw their pension in retirement  and therefore anyone holding a final salary or defined benefit arrangement should consider exploring the benefits of their […]  Continue reading

Office closing early due to snow

Owing to today’s heavy snowfall in and around Heywood, Logic Wealth Planning’s office will close at 1pm today (Fri 04Mar16) and reopen again as usual Mon 07Mar16 at 9am. Apologies for any inconvenience this may cause. If you need to leave us a message in between times please call us on 0808 1234 321      Continue reading

Professional Adviser Awards 2016 – Logic Wealth Planning – Highly commended!

The Professional Adviser Awards for 2016, celebrating Excellence in Financial Advice, were held last week in London. More than 200 firms entered the awards, which are in their 11th year and seek to reward excellence in financial advice and the wider sector. A black-tie ceremony took place at The Brewery in London on 11 February […]  Continue reading

Financial Planning for 2016!

Financial Planning for 2016! Happy New Year! Now that the festive season has passed, it’s a good time to think about the financial resolutions we should all make and aim to keep in the coming year. Sensible financial planning is vital but where do you start and how? Here are a few things to consider […]  Continue reading

Don’t Give Too Much Money Away

More and more parents and grandparents are helping their children and grandchildren to get a good start in life, often by helping with education costs or a deposit for a property. However, there is some evidence that by doing so they may be putting their own standard of living at risk. A recent study by Investec […]  Continue reading

Financial Settlements on Divorce

A landmark decision taken by the Supreme Court last October looks set to have a major impact on divorcing couples. Husbands or wives who attempt to hide the true extent of their wealth could find that their settlements are subsequently set aside on the grounds of fraud. The wives in this case, Alison Sharland and […]  Continue reading

Annual Pension Allowance Changes

Workers earning 150k+ face curbs to Annual Pension Allowance to fund Inheritance Tax Cut Annual Pension Allowance Changes Chancellor George Osborne will cut the amount higher earners are able to pay annually into their pension and still qualify for tax relief from April 2016. The size of the annual allowance will be gradually reduced from […]  Continue reading

What is a Funeral Plan?

What is a Funeral Plan and why should I purchase one? Thinking about planning your own funeral may feel an uncomfortable thing to do, but pre-planning and pre-paying for your funeral is actually a thoughtful and responsible way to show that you care for your family. Not only that but it will also take a […]  Continue reading

Auto Enrolment Increase Delay

Auto Enrolment Increase Delay The government’s auto enrolment pension reforms have been up and running since 2012. At the start the new pension duties only applied to the largest employers, but now it’s time for smaller businesses to get ready. If you own a business that employs one or more workers you’ll have to: set […]  Continue reading

Logic Wealth Planning sponsor Rochdale Law Association Dinner

Logic Wealth Planning sponsor Rochdale Law Association Dinner Logic Wealth Planning were proud sponsors of Rochdale Law Association’s Annual Dinner which was held this month in The Peacock Room at The Crimble. The Rochdale Law Association was formed in December 1905 and this event celebrated the great work which it’s members have continued to provide in […]  Continue reading