5 tips to get the most out of your pension

5 tips to get the most out of your pension With people living longer, planning for retirement has never been more important. Life expectancy in the UK has risen significantly in the last couple of decades. Men can now be expected to live another 14 years when they reach 65, while women can look forward to […]  Continue reading

Logic Wealth Planning is searching for an Apprentice Administrator

Logic Wealth Planning is searching for an Apprentice Administrator Since our business is expanding we’d like to recruit an Apprentice to work in our busy Administration Office here in Heywood. Working in conjunction with Bury College we are hoping to attract a young person in their late teens ( around 18-19 years old) who envisages […]  Continue reading

Will you sponsor David on the Memory Walk ?

Will you sponsor David on the Memory Walk ? David Rowley from Logic Wealth Planning together with his wife Lynne, will be taking part in a Memory Walk, in Delamare Forest on 24Sep16 in aid of the Alzheimer’s Society. This is a subject close to David’s heart as he will be completing the event in […]  Continue reading

Thinking of relocating when you retire?

A study has named picturesque Devon the top UK retirement location, with the county’s residents said to be most likely to experience a ‘happy and healthy’ life post-employment. The research, which took into account crime rate, life expectancy and access to healthcare, saw Devon beat the neighbouring county of Dorset to the top spot, with […]  Continue reading

When should you start saving for your child?

Is there a ‘right’ time to begin putting away money for your child’s future? It’s no secret that having a child can put a serious strain on your finances. The average cost of raising a child to the age of 21 is now £229,251, which translates to approximately £11,000 each year, and £910 every month. […]  Continue reading

Alyson Conway’s a winner with Virgin Money!

Alyson Conway’s a winner with Virgin Money! Logic Wealth Planning would like to send our best wishes and congratulations to Alyson Conway from Virgin Money who was a winner at last week’s British Mortgage Awards. Alyson later commented – ‘I want to start by saying a huge thank you to you all. I attended the British […]  Continue reading

Planning a Pension? – What mistakes should you avoid?

It’s easy to think that if you have a pension, you can forget all about it until it’s time to retire. However, regular reviews with your Financial Adviser aim to help you enjoy a more financially comfortable lifestyle in retirement. Here are some mistakes you need to avoid as they could be costly in the […]  Continue reading

How does Ill-Health affect your Pension?

The Chancellor’s March Budget contained some good news for those facing serious ill-health and wanting to access a lump sum from their pension. The rules have been changed so that those who have already accessed a portion of their pension plan can now obtain a serious ill-health lump sum on the remainder which has not […]  Continue reading

Who makes the financial decisions in your house?

Research from leading market research company, Mintel (1) underlines the role women play in influencing important financial decisions made for the family. Proving what many households already knew to be true, that women hold the purse strings, more than 84% of mums surveyed say they typically have influence when it comes to making financial decisions […]  Continue reading

How well can YOU spot a financial scam?

Over 5,000* people were conned into sending planned payments to scammers’ bank accounts last year. Attempts to defraud people of their savings and pensions are rising, constantly evolving and becoming increasingly sophisticated; we all need to guard against fraud. How well can YOU spot a financial scam? It’s always important to think twice before giving […]  Continue reading

What does your Teenager know about Personal Finance?

In recent years secondary schools have been required to teach pupils how to manage their personal finances. – Lessons in ‘financial mathematics’, covering problems such as percentage changes and calculating interest, are now included in the national curriculum. – Within their citizenship classes, pupils are learning how public money is spent as well as how […]  Continue reading

Retirement – can you be sure your money will last?

Many people are concerned about running out of money once they are in retirement. How can you be sure your money will last? A sustainable, well-structured retirement income strategy is desirable for any retiree. One simple, yet effective approach worth adopting to plan your retirement income is the bucket strategy. By clearly segmenting your retirement […]  Continue reading

Life Insurance – how can you keep it simple?

It may be one of those jobs you’ve been meaning to tick off your to-do list for a while. Life Insurance sounds complex so how can you keep it simple? Don’t delay – making sure your dependants are provided for should anything happen to you, must be a financial planning priority. The statistics indicate that […]  Continue reading

Logic Wealth Planning Charity Golf Day – 29July

CALLING ALL GOLFERS! To help raise funds for Springhill Hospice in Rochdale, Logic Wealth Planning are holding a Charity Golf Day at the end of July 2016. We have a limited number of places still to fill so if you would like to take part (either with your own team of 4 or coming along […]  Continue reading

Senior financial professionals join the PIMS Cruise in May 2016

The P&O Cruise Ship SS Arcadia was the luxurious venue for the recent Personal Investment Marketing Show (PIMS) which set sail from Southampton for a 3 day conference, during May 2016. This exclusive event brought together a hand-picked selection of senior industry professionals from financial planning businesses across the UK, with attendance by personal invitation […]  Continue reading

David’s celebrating the Year of the Otter

David Curley our Financial and Registered Life planner believes in maintaining a balanced lifestyle and his passion outside of work is Wildlife photography, in particular Otters and Owls. He supports a number of charities but in particular, as 2016 is the year of the Otter and May 25th is Day of the Otter he is […]  Continue reading

Working with an IFA can significantly enhance retirement preparedness, research finds.

People who work with a financial adviser to organise and grow their finances are twice as ready for retirement as those who attempt to build savings without assistance, according to a recent study. The research, carried out by John Hancock Retirement Plan Services, found that 70% of those that have worked with a financial adviser […]  Continue reading

Pensions – Ten of the most common mistakes you can make and how to avoid them

Improvements in public health, nutrition and medicine mean people are living longer than ever. In fact, some estimates suggest that as many as 1 in 6 (around 10m) of those alive in Britain today can expect to reach 100 years of age. Those with ambitions of retiring so they have plenty of time to enjoy […]  Continue reading

Should seeking financial advice in the near future be pushed to the top of your agenda?

It is vitally important that you understand your financial situation, especially when preparing for retirement. But do you need to seek financial advice? Would you benefit from professional guidance, or should you go it alone? Do I need advice, or should I do things on my own? When it comes to managing your finances, the […]  Continue reading

Retirement Planning – The Gender Gap

Did you know …? That men are twice as likely to earn over £50,000 a year than women? ……… Or that mothers who had their first child below age 33 earn 15% less than those who hadn’t had children by age 42? In March 2016 the Institute of Public Policy Research (IPPR) presented its key […]  Continue reading