Professional Adviser Awards 2017 – We are finalists again !

Professional Adviser Awards 2017 – We are finalists again ! The Professional Adviser Awards take place each year to recognise and reward excellence in the Financial Services sector. Out of the many thousands of Financial Services companies operating across the UK, Logic Wealth Planning were delighted to be short listed for the first time in […]  Continue reading

Will Brexit derail Pension Freedoms ?

Will Brexit derail Pension Freedoms ? With the vote to leave the EU creating  uncertainty in  many quarters, some experts have questioned whether pension tax relief and the reforms introduced in April 2015 might come under the spotlight and be subject to change. The view put forward is that if the government and new prime minister […]  Continue reading

Annuities – Where are we now ?

Annuities – Where are we now ? When the ground-breaking pension changes were introduced in April 2015, many experts believed that they signalled the demise of the annuity. Media attention focused on the fact that under the changes no-one would be forced to buy an annuity.  So it was hardly surprising that sales of annuities fell markedly […]  Continue reading

Junior ISA – Should you opt for Cash or Stocks and Shares ?

Junior ISA – Should you opt for Cash or Stocks and Shares ? Junior Individual Savings Accounts (JISAs) are a great way to build up savings tax-efficiently for a child under 18 living in the UK. Your child can have a Junior cash ISA, a Junior stocks and shares ISA or a mixture of both and […]  Continue reading

Surviving financially after the death of a loved one

Surviving financially after the death of a loved one Breavement is a sad and difficult time for families, and it can be made much worse if the surviving partner is left to cope with money worries. Regular bills like mortgage payments can often be a heavy financial burden if they have to come from one […]  Continue reading

Retirement Planning is much too important to be left to chance

Retirement Planning is much too important to be left to chance Worrying statistics have come to light in a recent survey amongst those with more than £250,000 saved for retirement. Only 36% used a professional financial adviser to create a retirement plan for their future. Without a well-thought out plan, many people heading into their later years […]  Continue reading

How much will you spend in Retirement?

This is often one of the most challenging questions faced by those approaching retirement. Recent research (1) has concluded that the average cost of being a pensioner is £11,620 a year. This figure represents an increase of £420, up 3.75% on last year. As might be expected, there are marked regional variations. Those living in Wales spend £9,990 […]  Continue reading

Did you know that about a third of UK adults are stressed about money ?

Did you know that about a third of UK adults are stressed about money ? Recent surveys have found that financial anxiety affects many adults in the UK today. Money worries are cited as the main cause by those suffering from depression (28%) or anxiety (27%). 26% of those surveyed said that worrying about their […]  Continue reading

Tideswell Male Voice Choir & Company present Les Miserables

Tideswell Male Voice Choir has a well-deserved reputation for it’s excellence in choral singing. First founded in the early 1950s, choir members at that time were mainly drawn from the beautiful village of Tideswell in the Peak District, however nowadays men travel from all parts of Derbyshire, Staffordshire, Cheshire and Greater Manchester to be a […]  Continue reading

Caudwell Children – Celebrity Golf Classic 2016

Caudwell Children Celebrity Golf Classic 2016 The Carrick Golf Course, located by Loch Lomond, was the picturesque setting for this year’s Celebrity Golf Classic 2016 which took place at the end of September. This VIP event brought together an impressive array of well-known TV/Film Celebrities and Sports Personalities, as well as specially invited guests from […]  Continue reading

Raising funds for Zack

Alex Petsas – one of Logic Wealth Planning’s long standing clients – made us aware recently of the story of a little boy called Zack who was born with cerebral palsy due to having been starved of oxygen at birth. Alex himself has a son called Alexander who has Downs Syndrome, so he is only […]  Continue reading

Alan Chiang joins our team !

We’re really pleased to announce that Alan Chiang has joined the Logic Wealth Management team as a Paraplanner, to help support and assist our busy Financial Advisers. Alan brings a wealth of experience, having worked for over 25 years in Financial Services mostly in London, including previous employment with Barclays International dealing with FX and […]  Continue reading

Logic Wealth Planning of Heywood are winners of ‘Best Financial Planning Firm 2016’ award!

Here at Logic Wealth Planning we’re absolutely delighted to announce that we’ve won ‘Best Financial Planning Firm 2016 – North West’ in the 2016 Wealth & Money Management Awards. Here’s some more information on the Award taken from the Press Release, explaining why we won it. Wealth & Finance Magazine is proud to recognise Logic […]  Continue reading

Our Charity Golf Day was a huge success !

Logic Wealth Planning of Heywood recently held their first Charity Golf Day at Rossendale Golf Club, in order to raise funds for Springhill Hospice in Rochdale. Over 40 golfers made up of friends, clients and colleagues went along to enjoy a day’s golf and a dinner with awards afterwards. Said Yianni Theodorou, Managing Director, “Springhill […]  Continue reading

Identify your goals, and then feed that dream

Buy Now – Pay Later’, ‘Interest Free’, ‘0% Credit’ – we live in a world where consumption is key, debt is the social norm and ‘keeping up with the Joneses’ is a full-time hobby. So any message to save now and spend later is counter-cultural, especially for younger generations. However the best way to save […]  Continue reading

5 painless ways to catch up on retirement savings

If you are behind on your savings, these tips can help you get where you want to be. Financial advisers always advocate the concept of starting to save as early as possible. The longer you are setting money aside, the more time you have to build up a savings pot that can sustain you once […]  Continue reading

The three key pre-retirement questions

When preparing for retirement, these are the three pre-retirement questions you need to ask yourself.   We all look forward to stopping work, embarking on a new path and making the most of our new-found freedom. But with all the talk and concern about dwindling retirement funds and our shaky economy, there are three very […]  Continue reading

Divorce and pensions: The four main issues

Dividing marital assets can seem complicated, especially when it comes to divorce and pensions.   One worry for many separating couples is the division of pensions. The valuing of pensions can be very complex, particularly in the case of Final Salary pension schemes. Main issues with divorce and pensions The main issues with divorce and […]  Continue reading

Half of adults doubt they’ll save enough to retire comfortably

Half of adults doubt they’ll save enough to retire comfortably. Many UK adults expect to work long after retirement age to fund twilight years. Almost half of UK adults doubt they will be able to save enough money for a comfortable retirement, new research has found. A study carried out by the Joseph Rowntree Foundation […]  Continue reading

Are you prepared for the cost of having a baby?

Are you prepared for the cost of having a baby? IFA assistance can help ease the financial burden associated with raising a child. If you are contemplating having a child, or have recently added a little bundle of joy to your family, then long-term financial considerations are perhaps not at the forefront of your mind. […]  Continue reading