Pay gap means women must save more

Pay gap means women must save more Pay gap means women must save more (3%) to get the same pension income. New research reveals that women will have to save an average of 3% more than men throughout their careers to enjoy the same income in retirement. Research carried out for Telegraph Money by Prudential, the pensions company, revealed […]  Continue reading

Saving for retirement – ignorance is not bliss

Saving for retirement – When it comes to saving for retirement, ignorance very rarely results in bliss. No one really chooses to work into their golden years, but the reality is that many people have to if they wish to continue their current standard of living. Auto enrolled pensions have been introduced by the government […]  Continue reading

Not married to your partner ?

Not married to your partner ? Why it may make financial sense to get hitched!  What you NEED to know about money if you’re not married to your partner Increasing numbers of couples are choosing to live together as if they are married, without ever actually tying the knot. Millions buy homes together, have children together, […]  Continue reading

Independent Financial Advice – How can we help you

Independent Financial Advice – How can we help you ? If you haven’t used the services of an Independent Financial Adviser (IFA) before, here are some more details of who we are, what we do and the kind of help we can give you.  Based in Heywood, Greater Manchester, Logic Wealth Planning was set up […]  Continue reading

One in five Britons expect to stop work by 65

Only one in five Britons expect to stop work by 65 ONLY one in five workers believe they will be able to begin retirement when they reach the age of 65, research has shown. – More than half of people think they will continue working into their later years, with a lack of savings thought […]  Continue reading

Protection policies for women

Protection policies for women – 48per cent of working women have no protection policy in place Recent research has revealed the following – A big gap between the number of working women supporting their families financially and the level of protection they have in place, should the worst happen. That more than half of working women […]  Continue reading

5 top financial tips for new parents

5 top financial tips for new parents When your bundle of joy arrives financial matters might not be at the top of your list of priorities, but with a new or expanding family, it’s best to get your finances in order. Here are five tips for new parents. 1) Protection– It’s never nice to think […]  Continue reading

Welcome to the new 12-sided 1GBP coin

Welcome to the new 12-sided 1GBP coin The new 12-sided £1 coin came into circulation this month and is described by the Royal Mint as “ the most secure” in the world. The new coin will replace the existing round pound, of which about one in 30 are thought to be fake. The round pound […]  Continue reading

Important news about the old 5GBP note

Important news about the old 5GBP note After 5 May 2017, shops will no longer have to accept the old fivers as payment or in change British shoppers have less than a month to spend the 160 million old fivers which are still in circulation before they lose legal tender status, the Bank of England has warned. […]  Continue reading

Six Major Tax Changes effective from 6Apr 2017

Six Major Tax Changes effective from 6Apr 2017 The arrival of the new tax year on April 6th 2017 brought a whole range of changes Here we summarise them for you –   Personal Allowance goes up  The personal allowance – the amount you can earn before paying income tax – will rise with the […]  Continue reading

Is the Retirement Age set to become even higher ?

Is the Retirement Age set to become even higher ? Millions of people in their 50s may have to work until the age of 68 following a shock pensions review. Ministers are considering a shake-up of the pensions timetable that could see the planned rise in the state pension age from 67 to 68 brought forward […]  Continue reading

Simon Alway is Fundraising for Haven House!

Simon Alway is Fundraising for Haven House! Here at Logic Wealth Planning, we’ve been supporting Simon Alway (a colleague in Financial Services) who’s never happier than when he’s raising money for very worthy causes. This year Simon entered the gruelling world of Boxing (not for the faint hearted!) challenging himself to complete an exhausting 12 […]  Continue reading

Doulla did the Vertical Rush for SHELTER

Doulla did the Vertical Rush for SHELTER ! We’re delighted to announce that on Thursday 09March 2017, our good friend Doulla from Doullally Design (Logic Wealth Planning’s Graphic Designer), along with a few energetic friends, successfully completed the Vertical Rush by powering up Tower 42. What is Tower 42 ? Tower 42 was London’s first […]  Continue reading

Small businesses with no business plan

Small businesses with no business plan Did you know that over a quarter (26%) of the UK’s small businesses face financial difficulties by failing to follow a structured business plan and subsequently putting their financial survival in serious jeopardy? Research carried out by the Centre for Economics & Business Research (CEBR) concluded that by neglecting to set out a […]  Continue reading

Identify your goals and then feed that dream

Identify your goals and then feed that dream The best way to save for the long-term is to identify the future lifestyle you desire. ‘Buy Now – Pay Later’, ‘Interest Free’, ‘0% Credit’ – we live in a world where consumption is key, debt is the social norm and ‘keeping up with the Joneses’ is […]  Continue reading

Divorce and Pensions What you need to know

Divorce and Pensions  What you need to know Dividing marital assets can seem complicated, especially when it comes to divorce and pensions and one worry for many separating couples is the division of pensions. The valuing of pensions can be very complex, particularly in the case of Final Salary pension schemes. Main issues with divorce and […]  Continue reading

Top 10 Financial Tips for your 2017 Resolutions

Top 10 Financial Tips for your 2017 Resolutions In addition to the traditional New Year’s resolutions to lose weight or stop smoking, people often resolve to sort out their finances with ‘saving money’, ‘paying off debts’ and ‘investing smarter’ being common focus areas. Here’s 10 tips to get started! Keep a spending diary – Before you […]  Continue reading

Yianni Theodorou – 60 second interview !

Yianni Theodorou 60 second interview ! The Wealth and Finance Magazine is a well known publication which is distributed to thousands of professionals in the Finance Sector so we were delighted to hear that they had invited Yianni Theodorou (our Managing Director) to complete a 60 second interview and form an article for the October […]  Continue reading

Autumn Statement Nov 2016

Hot off the press, here are the highlights from today’s Autumn Statement Nov 2016 Tax issues Confirmation that the 2017/18 income tax personal allowance will rise to £11,500 and the higher rate threshold to £45,000. The personal allowance is to rise to £12,500 and the higher rate threshold to £50,000, by the end of this Parliament. Once […]  Continue reading

Welcome to Morgan Payne

We’re very pleased to welcome Morgan Payne who has joined the company as a Trainee Administrator. After studying Sports and Exercise Science at Leeds University, Morgan made the decision to change his career path and move into Financial Services, so in this Trainee role he is now working closely with our Para Planner and Advisers […]  Continue reading